- The client deposits CZK 250 mil. for a period of 3 months.
- The current interest rate is 2.00% p.a.
However, the client requires a higher interest income, he or she is offered a Structured Binary Deposit, which pays out:
- 3.30% p.a., if the EUR/CZK reference exchange rate reached the upper limit during the reference period
- 0.50% p.a., if the EUR/CZK reference exchange rate reached the lower limit during the reference period
- 2.50% p.a., if none of the facts stated under letters a) and b) above occurs over the course of the reference period
Note: If the reference exchange rate reaches both the upper and the lower limit during the reference period, the resulting interest income is determined according to which limit was reached first.