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A dynamic, modern and secure method of communication with the bank.

The MojeBanka service is intended for:

  • individuals, entrepreneurs and enterprises

Characteristics of the MojeBanka service:

  • a modern KB service allowing for performance of everyday banking operations via the Internet
  • non-stop access to the bank from any PC connected to the Internet from the comfort of your own home or office
  • with the aid of MojeBanka, you can operate all of your accounts and allow access to these to several users by determining the scope of access rights
  • the security solution has been designed in line with electronic signature standards
    • top-level of security in both directions of communication
      • in terms of communication between the bank and the user
      • when signing orders in terms of the service
    • all communication takes place in SSL protocol (Secure Socket Layer)
    • the user signs each active operation with his or her electronic signature
    • if a certificate in a file is used, this is supplemented by an SMS authorisation code
  • protection of the computer against Internet threats provided by a proven tool Trusteer Rapport

Advantages of the MojeBanka service:

  • considerable time savings when handling your financial affairs – no need to visit the branch
  • constant control over movements in your accounts
  • instant overview of your current balance
  • available at any time – all year round at any time of day or night
  • very simple and user-friendly operation
  • financial savings – submission of orders is cheaper than at the branch
  • state-of-the-art security solution based on electronic signature standards
  • professionally trained user support on the paid hotline +420 955 551 556
  • the service is also available in English

The MojeBanka service allows you to:

  • Obtain up-to-date information about accounts and transactions
    • The MojeBanka service instantly provides up-to-date information about all accounts, which you are allowed access to via the service.
    • Transaction history allows you to view the history of your orders cleared in a selected account.
    • In terms of the MojeBanka service, you can also set sending of SMS, e-mails or faxes about various events in your accounts (e.g. information about the balance, information about payments received, notifications about payment card operations etc.).
    • If you are considering a loan, you can also gain an overview of currently available credit limits for the possibility of immediately gaining a loan without providing proof of income and without any security.
    • We will provide you with information about any other interesting offers from KB or important operational matters via the “Messagebox” service.
  • Gain electronic account and payment card statements
    • MojeBanka offers the option of downloading electronic statements for accounts and payment cards with the possibility of completely cancelling sending of paper statements.
    • If you are missing an older statement from an account or payment card, you can also order this via MojeBanka.
  • Easily make payments and perform other operations
    • MojeBanka allows for simple submission of payment and collection orders, standing orders, permission for direct debit, SIPO or direct debit for O2 Czech republic, a.s..
    • You can also top up mobile telephone credit for all domestic operators for yourself or anybody else and in the case of Vodafone, also pay invoices for their services.
    • In the case of foreign payments, filling in of details is made easy with a helpful wizard.
    • Work is made significantly easier and faster by the possibility of predefining templates with information about regular payments. 
    • MojeBanka also allows you to introduce multiple control over transactions – according to the “the accountant prepares, the manager authorises” principle.
    • Orientation when working with accounts is made easy by the possibility of giving your own names to accounts.
    • MojeBanka fully supports communication with accounting systems (sending of payment orders from an accounting system and downloading of transaction history into the system).
  • Arrange a consumer loan or credit card on-line
    • In the case of a preapproved limit, which MojeBanka displays, the whole process right through to drawing on the amount in the current account can be performed from the comfort of your own home.
  • Invest into mutual funds
    • MojeBanka offer the possibility of concluding a contract on-line for investment into mutual funds.
    • From the comfort of your own home or office, you can invest in the wide offer of IKS and SGAM funds, surrender participation certificates and implement transfers between funds.
    • You have a constant overview of your investments, you can see the history of all of your investments and of course the current rates of the mutual funds as well as other useful information relating to investing.
  • Conveniently operate your accounts – any time, anywhere
    • You can use the service any time and anywhere in the world via a PC connected to the Internet.
    • You can thus perform banking operations regardless of the bank's opening hours.
    • MojeBanka is easy to use thanks to the user-friendly menu and help available.
  • Save time and money
    • The MojeBanka service saves you a significant amount of time, which you spent until now on regular visits to branches of the bank.
    • You also save money when using the MojeBanka service – your charges for management of the account and transactions performed will be decreased.
  • Use one of the most comprehensive Internet banking products
    • The MojeBanka services provides one of the most comprehensive offers of on-line functions in terms of Internet banking in the Czech Republic for individuals, small-scale entrepreneurs and enterprises.
    • Operation of the service is very easy and intuitive.
    • Professional user support is available 24 hours a day free of charge on the paid hotline +420 955 551 556.
  • Order other KB services
    • With the aid of a simple form, you can request detailed information about other KB services and order selected services.
    • A telephone banker will contact you at a time of your choice.

Requirements for MojeBanka:

  • In order to conclude a contract, you must present a valid ID document
    • Czech citizens: a personal ID card
    • foreigners with permanent residency in CZ: a residency permit for foreigners stating the permanent residency address in CZ
    • foreigners without permanent residency in CZ: a passport
  • In order to authorise access to your account by other persons, the persons in question must visit the branch with the same documents.
  • In order to open a business account with KB, also bring with you a trade licence or extract from the Commercial Register.

Personal certificate

  • the first essential step towards establishing the MojeBanka service is creation of a personal certificate in a file or on a chip card
  • in order to use a personal certificate in a file you must have a mobile telephone number registered for receipt of SMS authorisation messages for active operations
  • the certificate will be used to secure communication between you and the bank – for logging in and when signing individual transactions
  • the personal certificate comes in the form of a file and may be saved on portable media (on a diskette, USB flash disk or CD) or on a chip card (if you use a chip card, you must install a reader)
How to get a KB personal certificate?
  • Conclude the pertinent contract at your branch of Komerční banka. Then download the functional personal certificate at home from the Certification wizard.
  • For use of a certificate on a chip card, visit your branch of Komerční banka. Conclude the pertinent contract here and you will receive a functional personal certificate on a chip card on the spot.

How to get MojeBanka?

  • contact your relationship manager
  • call the free KB Info line 800 521 521


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