Profi bill protection

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Characteristics of the Profi bill protection for entrepreneurs:

• accidental insurance related with the business account in CZK administrated in KB
• it covers the risk of long term work inability, total disability or accidental death by funding your regular payments and your relatives
• the range of coverage is defined in accordance with the outgoing payments from the bank account of the insured
• in accordance with the situation and type of insurance, you will be given a regular income up to 40 000 CZK monthly during 12 months
• your relatives get immediate financial support in case of accidental death of the insured up to 400 000 CZK within 48 hours
• 2 types of insurance

Variants

Example

Mr. Peter has had a car accident. He spent 1 month at the hospital and than next 5 months in work inability. Before the accident the regular payment from his business account counted: 14 500 CZK for the office rental, 5 000 CZK for telecommunication services, 2 500 CZK for water consumption, 2 000 CZK for electricity, 2 000 CZK for heating and hot water consumption and 3 000 CZK for garage payment. In total he regularly spent monthly 29 000 CZK.

With the Klasik type of insurance for 990 CZK yearly, Mr. Peter will be compensated monthly by 20 000 CZK for 5 months (1 month guard period). Total indemnity will reach 100 000 CZK.

With the Extra type of insurance for 1 990 CZK yearly, Mr. Peter will be compensated monthly by 29 000 CZK for 5 months (1 month guard period). Total indemnity will reach 145 000 CZK.

Regular payment definition

As a regular payment in case of indemnity, we understand these monthly, quarterly, half-yearly or yearly outgoing payment form the KB business account of the insured:

• office rental / lease of business places
• electricity and gas consumption payments
• external heat and hot water consumption payment
• water consumption payment
• telecommunication, television and radio services payments
• data services payments – internet
• garage or parking place payment
• business car obligatory damage liability payment

Advantages of the Profi bill protection:

• quick and effective financial support of your regular business payments in case of unpleasant life situation
• funding of your business in case of work inability or total disability
• regular income covered up to 40 000 CZK per month during 12 months
• immediate indemnity up to 400 000 CZK within 48 hours
• 2 types of insurance
• safety and guarantee for very attractive price
• insurance is valid also for accidents happened abroad
• the insurance payment is not subject of income tax
• simple arrangement without any health questionnaire needed
• available at any KB branch

Profi bill protection allows you to:

• make your business without worries
• ensure your loved ones in case of accidental death
• cover regular payments related to your business in case of unexpected life situation

How to get the Profi bill protection for entrepreneurs?

• contact your relationship manager
• call the free KB Infoline 800 521 521

Related Information

• Insurance conditions (PDF file)
• Komerční pojišťovna. a.s.

Use the Business Service KB, within which we are happy to advise you and help you set other products and services tailored to your business.

Related Products

• Profi account
• Profi account for start up entrepreneurs