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Declaration of Accessibility

General terms of use

1. Basic information

The operator of internet pages under www.kb.cz, www.mojebanka.cz and www.efinance.cz is the Komerční Banka, a. s. (the Commercial Bank – further only the Operator). This is in compliance with Law No. 121/2000 of the Legislation, covering Authorship Laws and laws related to Authorship and amendments to related laws (the Authorship Law) in full and the Operator is entitled to exercise its proprietary rights related to these internet pages.

The operator hereby issues conditions for use of these internet pages at www.kb.cz, www.mojebanka.cz and www.efinance.cz (further only Conditions). These conditions apply to each and every person, who wishes to use the above mentioned web pages.

2. Using the www.kb.cz, www.mojebanka.cz and www.efinance.cz web pages

Access to the web pages indicated may be made by the Operator wholly or partially conditional on providing some personal information about the user in compliance with Law No. 101/2000 of the Legislation, covering protection of personal information and amendments to related legislation in full. In such case, the Operator will manage this information in full compliance with legal provisions and always in such a manner, which will result in no harm caused to any person submitting such information. This does not concern pages containing information required by law – access to such pages is not conditional on providing personal information.

The Operator’s website is tracked by a tool that monitors the number of visitors. This monitoring provides the Operator with anonymous (statistical) information, enabling evaluation of component parameters of web page use and the overall number of visitors to these pages.

Gathering data for evaluation is done on servers operated by the eMerite Company s r.o and the final data compilation is available to the Operator.

Like the majority of internet pages, also the pages of the Operator use cookies. “Cookies” contain information downloaded from the internet pages to a hard disk on the Operator's computer. Cookies enable the internet page to record important information, which will make its further use easier for users. Their permission is verified during the computer configuration test before starting the application.

If the user does not wish to use cookies or if he/she wants the browser to say that cookies must be enabled, the user must make the appropriate selection in his/her browser. If the user blocks all cookies, he / she won't be able to use some function of these pages.

The Operator hereby agrees to permit the use of some information, which is contained on the web pages as required by law or regulatory requirements (i.e. financial results, annual and / or semi-annual reports, other reports and documents having the character of information duties, namely those governed under Act No. 21/1992 Coll., on Banks and Act No. 256/2004 Coll., on Business Activities on the Capital Market and in compliance with related notices and Provisions by the CNB – the Czech National Bank).

It is forbidden to interfere without express agreement by the Operator with the technical substance or contents of these pages www.kb.cz, www.mojebanka.cz and www.efinance.cz. Only the Operator has the right to make decisions about changes, removals or additions to any part of these pages.

3. Limiting the responsibility of the Operator

Some information published on pages www.kb.cz, www.mojebanka.cz and www.efinance.cz is derived by the Operator from different sources, which are considered to be trustworthy. The Operator however, cannot be held responsible for the accuracy, completeness and up-to-dateness of information so derived.

The Operator will not be held responsible for any possible damages, which may be incurred to the users who are using the pages under www.kb.cz, www.mojebanka.cz and www.efinance.cz, with the exception of those damages caused by publishing untruthful regulatory information. The Operator will not be held responsible for commercial advertising, or any other form of advertising of any other third party through or on the web pages indicated. Further, the Operator will not be held responsible for contents of third-party www pages that can be accessed via www.kb.cz, www.mojebanka.cz and www.efinance.cz web pages.

4. Third-Party Web Beacons

We use third-party web beacons from Webtrekk to analyze the visitors behavior on this site.

Webtrekk

We use third-party web beacons from Webtrekk to help analyze where visitors go and what they do while visiting our website. Webtrekk may also use anonymous information about your visits to this and other websites in order to improve its products and services and provide advertisements about goods and services of interest to you. To prevent further tracking of your activity on this website, please click http://optout.webtrekk.net/optout.php?r=http://www.kb.cz/en/.

MathTag.com

We use MathTag.com technology on this website to monitor and analyze cookies saved in your computer. On the basis of anonymous data gathered from these cookies, we can recommend products and services that may be of interest to you. This data is also used due to constantly improve products and services. If you do not want the data from MediaMath and MathTag.com cookies to be processed and monitored, please click on the link http://mathtag.com pages. To achieve the optimal result, it is necessary to block cookies directly in your browser. However, blocking all cookies may cause the incorrect display of some web pages.

5. Closing provisions

Publishing any data or information on the pages operated by the Komerční Banka, a. s. (the Commercial Bank) does not have the characteristic of any legal deed resulting in legal relationship between the Operator and the User, unless otherwise stated in individual cases. These conditions can be changed or amended by the Operator only.

Conditions for the use of web pages under www.kb.cz, www.mojebanka.cz and www.efinance.cz are effective on the day they are made public. The conditions have been made public on May 28th 2004.


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