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Children life insurance Brouček

Protection and investment for your child.

Children life insurance Brouček is intended for:

  • citizens of the Czech Republic
  • foreigners with permanent residency in the Czech Republic and citizens of EU member countries with temporary or permanent residency in the Czech Republic who are over the age of 18
  • no legal relationship is required between the insured child and the adult policy holder
  • insurance can be arranged for children from birth up to the age of 14

Characteristics of Children life insurance Brouček:

  • investment life insurance for children
  • for the event of death of an adult and survival
  • possibility of arranging additional accident insurance and additional insurance covering hospitalisation of the child and the adult
  • unique combination of achieving a return on invested finances and guarantee of financial security in unpleasant situations in life
  • two insurance alternatives: savings and protection – the savings alternative can for example be used by grandparents as a way of saving for their grandchildren

Children life insurance Brouček covers the following risks:

  • death of the insured adult
  • full disability of the insured adult

Types of additional insurance:

Additional accident insurance covers the following risks:

  • insured adult
    • injury as a result of an accident
    • permanent effects of an accident
    • death as a result of an accident
  • child
    • injury as a result of an accident
    • permanent effects as a result of an accident

Additional insurance for the event of hospitalisation in CZ and EU countries (payment of daily compensation)

  • for the adult (includes childbirth)
  • for the child

Advantages of Children life insurance Brouček

  • a gift for concluding the contract
  • possibility of choosing from two alternatives: savings or protection
  • possibility of arranging additional insurance to cover accidents or hospitalisation for the child and the adult
  • guarantee of funds for the child – guarantee of the insurance payment being made to the child and nobody else in the event of death of the adult
  • guarantee of continuity of savings and insurance in the event of unpleasant situations in life – in the event of full disability or death of the insured adult, the child is released from payment of the insurance premiums – these are paid in full by the insurance company until the child reaches adulthood
  • possibility of affecting the level of income achieved from the insurance by choosing investment strategy – there are 5 funds in the offer (Investment into the Fund with guaranteed appreciation of the investment provides clients with the certainty of a guaranteed income. The guaranteed minimum rate of return for 2010 in the case of the Fund with guaranteed appreciation is 2.2%)
  • assistance services for the protection alternative
    • health and care hotline for children and adults
    • legal aid hotline
    • assistance services during hospitalisation and arrangement of assistance in the household

What does Children life insurance Brouček offer you:

  • finances and protection of the child in the event of unexpected situations in life
  • additional insurance for the event of accident or hospitalisation of the child or adult
  • guarantee payment of finances to the child when he or she reaches adulthood
  • assistance services to go with the protection alternative (incl. settlement of costs for childcare up to CZK 5,000 per year in the event of hospitalisation of the insured adult – includes childbirth)

How to get Children life insurance Brouček?

  • contact your relationship manager
  • call the free KB Info line on 800 521 521

The product is provided by Komerční pojišťovna, a.s.

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