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Garant Loan

A cash loan for anything.

The Garant loan is intended for:

  • Czech citizens
  • foreigners with permanent residency in the Czech Republic and citizens of EU member countries with a temporary or permanent residency permit in the Czech Republic

Characteristics of the Garant loan:

  • a non-specific loan
  • intended exclusively for personal, non-commercial requirements
  • a cash loan from CZK 200,000 to 10,000,000
  • interest rate from 7,9% p.a.
  • the money is transferred directly to the client's current account
  • maximum maturity is 20 years
  • repayment takes place exclusively from a KB current account
  • secured using real estate used for non-commercial purposes
  • the level of the loan can be as much as 70% of the usual price of the real estate

Advantages of the Garant loan:

  • a cash loan
  • money transferred directly to your account
  • the bank does not inquire what the money will be used for
  • possibility of obtaining a higher amount
  • lower interest than cash consumer loans
  • longer maturity than other consumer loans
  • the loan can be repaid early in part or in full at any time without any penalties

The Garant loan allows you to:

  • gain cash without stating the reason
  • distribute repayment of the loan over a period that suits you
  • make your repayments on a day that suits you (e.g. after you have been paid)
Requirements for the Garant loan:
  • 2 ID documents (personal ID card and passport for example)
  • documents proving the level of your income
    • confirmation of the level of your income
    • or a tax return for the past taxation period including confirmation of tax payment

Representative example

For better clarity, we have prepared a Advertising offer, which includes a representative example.

How to get a Garant loan?

  • contact your relationship manager
  • call the free KB Info line on 800 521 521

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