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Money for Housing

  • Mortgage Loan

    Do you want to buy a house or flat and live in your own home at last? Do you need to resolve problems with co-ownership of real estate or inheritance proceedings? Do you want to buy a cooperative flat? Do you want better housing? Make use of a Mortgage loan and invest in your housing!

  • Flexible Mortgage

    Flexible mortgage – a loan, which adapts to suit your requirements! Possibility of decreasing  the level of the monthly instalments, paying an extraordinary instalment free of charge, deferring the start of repayment or interrupting repayment by up to 3 months, gain up to 100 % of the required amount. All services including valuation and insurance of the real estate under one roof!

  • 2 in 1 mortgage

    Do you want to buy your own flat, build a house or reconstruct your real estate? Would you like to gain money for housing and also for other purchases? Then the 2 in 1 Mortgage is designed just for you – a loan, which allows you to gain money for anything you want!

  • Back and Forth Mortgage

    The Back and Forth Mortgage allows you to gain a mortgage before you have selected a specific item of real estate. The agreed loan conditions are valid for a period of up to 6 months – KB guarantees the agreed interest rate for the whole of this period. What is more, you also have to possibility of gaining money for real estate, which has already been paid for and use the loan finances for anything you want!

  • Bridging Mortgage Loan

    A real estate loan secured using Modrá pyramida building savings or capital life insurance.The minimum level of the loan is CZK 100,000. The maturity of the loan in combination with building savings is 1 to 8 years and in combination with capital life insurance 5 to 30 years.

  • Pre-mortgage Loan

    For financing of housing in a situation when you still do not have any real estate suitable for use as security. Make use of a combination of a Pre-mortgage loan and a Mortgage loan. As soon as you gain real estate for use as security for the Mortgage loan, you repay the Pre-mortgage loan with the Mortgage loan.

  • Loan for Real Estate

    The Real estate loan, specific-purpose loan for financing investment into housing. We process the Real estate loan quickly, subject to more advantageous conditions than a classic consumer loan. You also get free creditor protection insurance to cover long-term illness, loss of work, disability of death.

  • Building Savings

    Building savings is one of the most advantageous methods of financing housing, but also for saving any required financial amounts. A combination of your own savings, state support and a loan from Building savings guarantees a reliable source of funds for housing. You can also save advantageously for other purposes. To speed up your path to funds, you can apply for a bridging loan.

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