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Money for Housing

  • Mortgage Loan

    Do you want to buy a house or flat and live in your own home at last? Do you need to resolve problems with co-ownership of real estate or inheritance proceedings? Do you want to buy a cooperative flat? Do you want better housing? Make use of a Mortgage loan and invest in your own home!

  • Flexible Mortgage

    Flexible Mortgage – a loan, which adapts to suit your requirements! Take advantage of the possibility of decreasing your monthly instalments, paying an extraordinary instalment free of charge, deferring the start of repayment or interrupting repayment by up to 3 months. With Flexible Mortgage, you can gain up to 100 % of the amount you need!

  • 2 in 1 Mortgage

    Do you want to buy your own flat, build a house or reconstruct your real estate? Would you like to gain money for housing as well as for other purchases? Then the 2 in 1 Mortgage is designed just for you – a loan that will allow you to obtain money for anything you want!

  • Back and Forth Mortgage

    The Back and Forth Mortgage allows you to obtain a mortgage before you have selected a specific piece of real estate. The agreed loan terms and conditions are valid for up to 6 months – KB guarantees the agreed interest rate for this period. What is more, you can combine the mortgage with other types of mortgages (Flexible Mortgage or 2 in 1 Mortgage).

  • Bridging Mortgage Loan

    If you have Modrá pyramida building savings or capital life insurance and would like to invest in a home, you can make use of a bridging mortgage loan. With this loan, you can finance up to 100% of the price of the real estate.

  • Pre-mortgage Loan

    The combination of a pre-mortgage and mortgage loan will allow you to finance housing if you still do not have any real estate suitable for use as security. With a Pre-mortgage Loan you can build or reconstruct a house yourself.

  • Loan for Real Estate

    Would you like to replace your furniture? Are you planning a bigger reconstruction project or want to buy a cooperative share? Make use of a real estate loan – a specific-purpose loan for financing investment in housing undermore advantageous conditions. You now also get free creditor protection insurance.

  • Building Savings

    The Building Savings product is one of the best ways to increase your savings in value, while being exposed to minimum risk. Take advantage of high interest rate on your deposits and get a state support on the top of it. The Building Savings may be used purely as a savings product, using the saved up funds for anything you might need. Alternatively, you may use the product as a loan to purchase or refurbish your housing. Take advantage of the extensive Wise Savings product offer and get the Increasing Interest and many other benefits.

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