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E-card

A virtual card for secure payments on the Internet.

The e-Card is intended for:

  • all those who want to make secure on-line payments

Characteristics of the e-Card:

  • this is a 16-digit  payment card number
  • exclusively for performance of transactions on the Internet (so-called e-commerce transactions)
  • no Personal Identification Number
  • not intended:
    • for performing transactions at points of sale, including reserving flight tickets, hotels and cars etc.
    • for making cash withdrawals and performing transactions that require presentation of a standard plastic card
    • for all transactions, which require a PIN with conventional plastic cards
Introduction to the e-Card:
  • the Komerční banka e-Card is a reaction to the development of commerce on the Internet and the need to ensure maximum transaction security
  • e-Card is intended:
    • for natural persons – individuals, entrepreneurs
    • corporate entities
  • e-Cards are issued in the MasterCard and VISA system
  • validity of the e-Card: 3 years
Transaction security issues:

There are various levels of security for use of the e-Card based on the wishes and requirements of the clients

  • SSL (Secure Sockets Layer)
    • automatic setting of the level of security for transactions performed on the Internet using SSL protocol
    • it is the status of the card, which makes it possible to perform e-commerce transactions with the trader who uses SSL data transfer security
    • in practice, transactions take place in the following manner:
      • the customer selects payment by card
      • the requisite information about the card and the goods are filled in
      • the “padlock” icon is displayed
      • data transfer to the trader will be encrypted
      • the trader receives the request from the card holder, on the basis of which he fills in the receipt
  • Internet access without restrictions
    • a level of security allowing the card holder to perform transactions in the unprotected environment of the Internet
  • special parameterisation of the virtual card
    • special parameter restricting use of the payment card on the Internet
    • used for blocking your payment card if you are staying abroad for a long time and will not be using your virtual card
    • this does not serve as an alternative solution if you suspect abuse of your virtual card data (in such a case, the virtual payment card must be stop listed)

Advantages of the e-Card:

  • intended exclusively for performance of transactions on the Internet (so-called e-commerce transactions)
  • it cannot be used for withdrawing cash from cash machines or payments for goods and services in conventional shops
  • classic payment card not exposed to the risk of abuse

e-Card allows you to:

  • make purchases securely, easily and quickly via the Internet

How to get an e-Card?

  • contact your relationship manager
  • call the free KB Info line on 800 521 521

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