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Housing

Are you planning to buy a new place to live? Do you wish to build a new house? Do you need to reconstruct your existing apartment? Would you like to buy a summerhouse? We have an optimum solution for all these needs and wishes: Mortgage loan from Komerční banka!

Special offer: Loan processing and real estate valuation free of charge!

The special offer involving zero loan processing fee and real estate valuation free of charge applies to loans with an interest rate fixation of 5 or more years and loan applications submitted from 1 May 2012 to 31 May 2012. A loan contract must be signed by 15 July 2012.

Mortgage Loan Guide

Benefits of KB mortgages

no savings needed, KB will lend you up to 100% of the required amount
our relationship managers offer all services at a single point, including property valuation and the obtaining of the ownership title sheet from the Land Register
for Flexibilní hypotéka [Flexible Mortgage Loan], you can defer the start of loan repayment by up to twelve months, reduce the monthly instalment by up to 50% at any time, interrupt repayment for up to three months, or repeatedly deposit an extraordinary instalment of up to 20% of the loan;
thanks to Hypotéka 2v1 [Mortgage Loan 2 in 1], you can use a single loan to finance not only all investments in the purchase, construction or refurbishment of a property but also the purchase of household furnishings and other necessary expenses.
express processing thereof within seven business days
you may also get insurance of the ability to repay your obligations – this will ensure that you will not experience financial problems as a result of the obligation to repay your mortgage loan during difficult life situations