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Repayment of Formerly Provided Credit/Loan for Real Estate

Did you get a loan for housing needs? Do you need to repay the funds to creditors? We will get you a favourable mortgage loan.

Advantages

  • Up to 100 % of the amount that you need
    • you do not have to have any savings – we will lend you the whole amount that you need
  • For all types of real-estate
    • we will lend you finances for a house, an apartment, a cooperative apartment, a cottage, a weekend house, a garage
  • Professional consultant services free of charge
    • our specialists will help you free of charge
    • we will prepare a custom-made offer for you
  • Comfortable services at one place
    • we will provide an appraisal of the collateral
    • we will arrange real-estate insurance and risk life insurance with Komerční pojišťovna, a. s.
  • Identical conditions
    • we will lend finances to you for a cottage on the same terms as for example for a house

More information

  • Minimum amount of the loan: CZK 200 000
  • Maturity of the loan: 5 – 30 years, or 5 – 8 years in case of a mortgage loan paid off from building savings with Modrá pyramida stavební spořitelna, a. s.
  • Drawing:
    • as a lump-sum or gradually
    • must begin within 6 months of the date of signature of a contract
    • must be finished within 24 months of the date of signature of a contract
  • Repayment:
    • annuity
    • one-time/gradual in case of a repayment of the loan with proceeds from the capital life insurance or building savings with Modrá pyramida stavební spořitelna, a. s.
  • Interest rate: fixed throughout the period of validity of the interest conditions, i.e. 1 – 10 years, or 15 years
  • Life insurance: it positively affects the interest rate if arranged with Komerční pojišťovna, a. s.
  • Security: always secured by a mortgage lien on the real-estate

Execution of the loan/What can you expect?

Mortgage loans are granted at specialized branches of the bank.

Prior to our first meeting, it would be useful to know the following:

  • What is the current amount (balance) of the loan or credit?
  • Who granted the loan/credit?
  • How much money do you have available and are you going to use it to repay the previously granted loan/credit?
  • What is your income?

Necessary documents

  • Documents identifying a client
  • Document related to incomes of a client
  • Document related to an object of the loan (the collateral)
  • Document related to expenses and obligations of a client
  • Document related to a consolidation (a settlement of previously granted loans and credits)

Other financing possibilities

Mortgage Calculator

All calculators ›

Contextual links

Contact Us

800 521 521

BIC / SWIFT code: KOMBCZPPXXX
(KOMBCZPP)

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