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Brouček Children’s Life Insurance

Protection and investment for your child.

Brouček Children’s Life Insurance is intended for:

  • citizens of the Czech Republic
  • foreigners with permanent residency in the Czech Republic and citizens of EU member countries with temporary or permanent residency in the Czech Republic who are over the age of 18
  • no legal relationship is required between the insured child and the adult policy holder
  • insurance can be arranged for children from birth up to the age of 14

Characteristics of Brouček Children’s Life Insurance:

  • investment life insurance for children
  • insurance for the event of death of an adult and survival
  • possibility of arranging additional accident insurance and additional insurance covering hospitalisation of the child and the adult
  • unique appreciation of invested finances and guarantee of financial security in unpleasant situations in life
  • two insurance alternatives: savings and protection – the savings alternative can for example be used by grandparents to save for their grandchildren

Children life insurance Brouček covers the following risks:

  • death of the insured adult
  • full disability of the insured adult

Types of additional insurance:

Additional accident insurance covers the following risks:

  • insured adult
    • injury as a result of an accident
    • permanent effects of an accident
    • death as a result of an accident
  • child
    • injury as a result of an accident
    • permanent effects as a result of an accident

Additional insurance for the event of hospitalisation in CZ and EU countries (payment of daily compensation)

  • for the adult (includes childbirth)
  • for the child

Advantages of Brouček Children’s Life Insurance:

  • a gift for concluding the contract
  • possibility of choosing from two alternatives: savings or protection
  • possibility of arranging additional insurance to cover accidents or hospitalisation for both the child and the adult
  • guarantee of funds for the child – payment from the insurance is made only to the child and to nobody else
  • guarantee of continuity of savings and insurance in the event of unpleasant situations in life – in the event of full disability or death of the insured adult the insurance company pays the insurance premiums in full until the child reaches adulthood
  • possibility of affecting the level of income achieved from the insurance by choosing investment strategy – there are up to 4 funds in the offer
  • the guaranteed minimum rate of return for 2013 in the case of the Fund with guaranteed appreciation is 2%)
  • assistance services for the protection alternative
    • health and care hotline for children and adults
    • legal aid hotline
    • assistance services during hospitalisation and arrangement of assistance in the household

Brouček Children’s Life Insurance allows you to:

  • provide finances and protection of the child in the event of unexpected situations in life
  • gain additional insurance for the event of accident or hospitalisation of the child or adult
  • enjoy aguarantee of payment of finances to the child when he or she reaches adulthood
  • gain assistance services to go with the protection alternative (incl. settlement of costs for childcare up to CZK 5,000 per year in the event of hospitalisation of the insured adult – includes childbirth)

How to get Brouček Children’s Llife Iinsurance Brouček?

  • contact your relationship manager
  • call the toll-free KB Info line on 800 521 521

The product is provided by Komerční pojišťovna, a.s.

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