For the purpose of the indemnification, regular payment refers to monthly, quarterly, semi-annual or annual payments made from a KB account. It includes the following items:
Mr. Petr had a car accident, after which he was first hospitalized for a month, subsequently spending another 7 months on a sick leave. Prior to the accident, he paid the following monthly expenditures from his current account in KB:
Electricity: CZK 2,500; telephone and internet connection: CZK 2,000; water payments: CZK 1,000; garage space: CZK 1,500; motor vehicle liability insurance CZK 500; education of children: CZK 2,000. In total, his expenditures amounted to CZK 9,500.
In case of the insurance program Klasik for CZK 39 a month, Mr. Petr will receive regular payments of CZK 5,000 a month for the period of 7 months (a waiting period of 1 month applies). The total payment will thus amount to CZK 35,000.
In case of the insurance program Klasik+ for CZK 69 a month, Mr. Petr will receive regular payments of CZK 9,500 a month for the period of 7 months (a waiting period of 1 month applies). The total payment will thus amount to CZK 66,500.