MojeBanka

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Advantages of the MojeBanka service:

• considerable time savings when handling your financial affairs – no need to visit the branch
• constant control over movements in your accounts
• instant overview of your current balance
• available at any time – all year round at any time of day or night
• very simple and  user-friendly operation
• financial savings – submission of orders is cheaper than at the branch
• state-of-the-art security solution based on electronic signature standards
• professionally trained user support on the KB Info line 955 551 552
• the service is also available in English

The MojeBanka service allows you to:

• obtain up-to-date information about accounts and transactions
  • obtain up-to-date information about all accounts, which you are allowed access to via the service.
  • view the history of your orders cleared in a selected account using Transaction History
  • set sending of SMS, e-mails or faxes about various events in your accounts (e.g. information about the balance, information about payments received and notifications about payment card operations etc.).
  • gain an overview of currently available credit limits for the possibility of immediately gaining a loan without providing proof of income and without any security
  • receive other interesting offers from KB or important operational news via the “Messagebox” service
• gain electronic account and payment card statements
  • MojeBanka offers the option of downloading electronic statements for accounts and payment cards with the possibility of completely cancelling sending of paper statements
  • order older statements from an account or payment card
• easily make payments and perform other operations
  • simple submission of payment and collection orders, standing orders, permission for direct debit, SIPO or direct debit for Teléfonica O2
  • top up of mobile telephone credit for all domestic operators for yourself or anybody else and in the case of Vodafone, also pay invoices for their services
  • in the case of foreign payments, filling in of details made easy with a helpful wizard
  • possibility of predefining templates with information about regular payments – this will save you time
  • introduce multiple control over transactions – according to the “the accountant prepares, the manager authorises” principle
  • possibility to name your accounts to make it easier to work with them
  • communication with accounting systems (sending of payment orders from an accounting system and downloading of transaction history into the system)
• arrange a consumer loan or credit card on-line
  • in the case of a preapproved limit, which MojeBanka displays, the whole process right through to drawing on the amount in the current account can be performed from the comfort of your own home
• invest into mutual funds
  • MojeBanka offer the possibility of concluding a contract on-line for investment into mutual funds
  • invest in the wide offer of IKS and SGAM funds, surrender participation certificates and implement transfers between funds from the comfort of your home or office
  • constant overview of investments, history of all investments and of course the current rates of the mutual funds as well as other useful information relating to investing
• conveniently operate your accounts – any time, any place
  • use of the service requires only a PC connected to the Internet.
  • banking operations can be performed regardless of the bank's opening hours
  • easy to understand offer of orders and assistance in the form of a continuously available help function
• save time and money
  • significant amount of time saved on regular visits to branches of the bank
  • savings on management of the account and transactions
• use one of the most comprehensive internet banking products
  • the MojeBanka service provides a wide spectrum of on-line functions, which stand apart from the internet banking services provided by other banks in the Czech Republic
  • operation of the service is very easy and intuitive
  • professional user support is available 24 hours a day free of charge on the KB Info line 955 551 552.
• order other KB services
  • with the aid of a simple form, you can request detailed information about other KB services and order selected services
  • a telephone banker will contact you at a time of your choice

Requirements for MojeBanka:

• in order to conclude a contract, you must present a valid ID document
  • Czech citizens: a personal ID card
  • foreigners with permanent residency in the Czech Republic: a residency permit for foreigners stating the permanent residency address in the Czech Republic
  • foreigners without permanent residency in the Czech Republic: a passport
• in order to authorise access to your account by other persons, the persons in question must visit the branch with the same documents
• in order to open a business account with KB, also bring with you a trade licence or extract from the Commercial Register

Personal certificate

• the first essential step towards establishing the MojeBanka service is creation of a personal certificate in a file or on a chip card
• in order to use a personal certificate in a file you must have a mobile telephone number registered for receipt of SMS authorisation messages for active operations
• the certificate will be used to secure communication between you and the bank – for logging in and when signing individual transactions
• the personal certificate comes in the form of a file and may be saved on portable media (on a diskette, USB flash disk or CD) or on a chip card (if you use a chip card, you must install a reader)

How to get a KB personal certificate?

• conclude the pertinent contract at your branch of Komerční banka. Then download the functional personal certificate at home from the Certification wizard.
• for use of a certificate on a chip card, visit your branch of Komerční banka. Conclude the pertinent contract here and you will receive a functional personal certificate on a chip card on the spot.

How to get MojeBanka?

• contact your relationship manager
• call the free KB Info line on 800 521 521

Related information:

• MojeBanka demo

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