users of MojeBanka Internet banking with a valid certificate in a file or on a chip card
Characteristics of the MojePlatba service:
an Internet payment tool for clients of Komerční banka
cashless payment directly from the trader's website
after deciding to use the MojePlatba service for payment for goods or services, the buyer is redirected to the bank website when asked to pay
the application shows the user a payment order, which has already been filled in, the user signs this with his or her certificate and after successful authorisation is redirected back to the trader's website
the payment is guaranteed for the trader, the trader can thus immediately dispatch the goods
Which advantages do you gain with the MojePlatba service?
convenience – the user has a payment order, which has already been completed by the trader at his disposal
speed – the user transfers funds to the trader within a few minutes
security – MojePlatba shares its security solution with MojeBanka Internet banking
immediate settlement (e.g. on a non-business day) – funds are blocked in the account until the moment they can be cleared
low costs – you only pay the charge for the accounting entry
Requirements for MojePlatba:
MojeBanka Internet banking
can be easily arranged at your branch of Komerční banka
MojeBanka Internet banking can also be gained in terms of the advantageous packages offered by Komerční banka
a valid ID document
Czech citizens: a personal ID card
foreigners with permanent residency in the Czech Republic: a residency permit for foreigners stating the permanent residency address in the Czech Republic
foreigners without permanent residency in the Czech Republic: a passport
the first step towards establishment of the MojeBanka service
for securing communication between you and the bank for logging in and when signing individual transactions
the personal certificate comes in the form of a file and may be saved on portable media (on a diskette, USB flash disk or CD) or on a chip card(if you use a chip card, you must install a reader)
How to get a KB personal certificate?
Conclude the pertinent contract at your branch of Komerční banka. Then download the functional personal certificate at home from the Certification wizard.
For use of a certificate on a chip card, visit your branch of Komerční banka. Conclude the pertinent contract here and you will receive a functional personal certificate on a chip card on the spot.
You only need one personal certificate for access to all direct banking services offered by Komerční banka. Thus, if you use the MojeBanka and Profibanka services at the same time, you will use only one certificate for communication with the bank.