Homepage Public… Public… Everything KB… Municipality…

Municipality Package

A package of products for management of the finances of clients from the ranks of municipalities.

The Municipality package is intended for:

  • cities
  • municipalities
  • clusters of cities and municipalities
  • regions

Characteristics of the Municipality package:

  • the Municipality package contains financial products and services for effective management of finances
  • apart from standard banking services, it also includes access to several optional services not only for municipalities, but also for representatives of local government
  • the basic package offer includes:
    • a current account in CZK
      • establishment and management free of charge
      • free sending of monthly statements by e-mail or by post
    • choice of one product from the direct banking offer free of charge for one year
      • ProfiBanka PC banking
      • MojeBanka Internet banking
      • Expresní linka KB telephone banking
  • the variable offer includes the following products and services:
    • Evidentiary cash pooling
      • allows for more effective appreciation of free funds in various current accounts in terms of one legal entity
    • A term deposit in CZK or in EUR or USD
      • one-off deposit on a fixed date
      • with one-off maturity or with automatic renewal
    • Automatic overnight deposits in CZK (ATVIS)
      • overnight time deposits
      • created automatically from excess balance in the current account after clearing of all payment operations in the day
    • A current account with authorised overdraft
    • IKS mutual funds
      • effective appreciation of free funds
    • Provision of loans
      • loan transactions subject to favourable conditions
    • Premium account, Extra account or Perfect account
      • for employees and management
    • Employee benefits programme
      • cheaper current accounts, pension insurance and life insurance
    • Leasing products
      • financing for cars, transport or construction machinery, technological equipment and real estate
    • Insurance from Komerční pojišťovna, a.s.

Advantages of the Municipality package:

  • individual settings according to specific requirements
  • higher appreciation of available funds thanks to higher announced interest rates with low account balances
  • savings on financial costs thanks to the benefits and discounts included in the package
  • non-stop access to the bank via direct banking
  • bridging of a temporary lack of funds by drawing on an authorised overdraft
  • lower interest rate for the authorised overdraft that for commercial entities

The Municipality package allows you to:

  • communicate with the bank via direct banking
    • the basic offer includes one direct banking product
    • according to the client's choice
    • free of charge for one year
  • choose from the variable offer
    • the Municipality package includes a wide range of financial products and services
    • part of the variable offer
    • support for effective and modern financial management
  • gain cheaper products for representatives of local government
    • in terms of the Municipality package, financial packages for individuals are provided subject to advantageous conditions for regional presidents, mayors and representatives

How to get the Municipality package?

  • contact your relationship manager
  • call the free KB Info line on 800 521 521

Searching

Main navigation