Acceptance of payment cards
Acceptance of payment cards -offer your customers better services!
Acceptance of payment cards is intended for:
Natural persons - entrepreneurs and legal entities.
Characteristics of Acceptance of payment cards:
Acceptance of payment cards via a payment terminal or internet allows you to offer your customers the option of paying for goods and services with a payment card. With KB, you can accept generally known payment cards from all card associations issued by any bank in the Czech Republic or abroad. You can also offer new and existing clients the Cash back service, which enables them to withdraw the cash they need at the checkout when paying by card.
Acceptance of payment cards allows you:
- Automatic verification of the validity of the payment card
- Automatic verification of the availability of funds in the customer’s account and crediting of the payment to your business account
- Printing of a transaction document for both the customer and the trader
- Acceptance of both electronic* and embossed payment cards
- Employee training in operation of the payment terminal
- Simple connection of the payment terminal via the telephone line (the telephone or Internet line can continue to be used for other purposes.)
* According to the latest research, electronic payment cards, which can be accepted only through electronic payment terminals, hold a 70% share of the market in the Czech Republic)
In terms of the offer for Acceptance of payment cards, we offer the following options:
Payment terminals with a fixed connection and portable payment terminals
A payment terminal with a fixed connection, suitable for all types of business where the client pays by card at the checkouts, e.g., all types of shops, hotel reception desks and other customer services.
A portable payment terminal, which allows you to perform payment card transactions directly with the customer, which will certainly be appreciated by restaurateurs and proprietors of guesthouses and hotels. The base station for this payment terminal is connected to a telephone or Internet line.
Acceptance of payment cards over the Internet
Acceptance of payment cards over the Internet allows you a modern and attractive method of selling your goods over the Internet. The customer - cardholder pays you for goods when making a purchase over the Internet. The payment transaction is secured using a 3-D Secure protocol - the standard for securing transactions implemented using a payment card over the Internet, which ensures a safe method of payment for your customers.
Benefits of accepting payment cards using a payment terminal or the Internet
Increased revenue - customers paying with a payment card spend an average of 30% more than customers who pay with cash.
Higher transaction amounts - payment card holders are strongly influenced by the psychological aspect of "plastic money" while shopping and thus they spend more than if they were paying with cash.
Acquisition of new customers - as a result of having the option of paying by card, even random customers, who originally did not intend to buy anything, will make purchases. You will also make purchases easier for a lucrative group of customers from abroad - over one billion payment cards have been issued worldwide.
Guarantee - you will receive a quick and cashless payment from the customer that is guaranteed by both Komerční banka, a. s. and by the international card systems.
Increased prestige - acceptance of payment cards increases the prestige of a trader and is a sign of their interest in offering maximum convenience to customers.
Increased security - decreasing the volume of cash at the business premises and at the time it is delivered to the bank.
Decrease in costs - savings on both costs and time relating to managing and depositing cash in a current account.
Convenient withdrawal of cash from the checkout - thanks to the Cash back service, you can offer your clients the opportunity to save time otherwise spent looking for the nearest ATM, and in doing so you, increase their satisfaction.
How to arrange acceptance of payment cards?
At all Komerční banka points of sale and on the free KB Infoline: 800 111 055.




