We have to invest uncommitted finances
Term account
Do you want to get a higher return on your invested money compared to the return offered on your current account and yet not increase the level of risk? These requirements are fulfilled by the Term Account. Here, you can deposit any amount starting from 5,000 CZK, possibly 1,000 EUR or USD, and all this for a couple of days (7 or 14), months (1, 3, 6 or 12) or even years (2, 3, 4, 5). In case of deposits below 12 months there is the possibility of automatic renewal during 5 years. As far as longer-time term deposits are concerned, every three months the interests are being added and you can operate with them. If you have any current account as a part of a package, you will get an interest bonus of 0.2% per year. In case of an emergency, the money of the deposits for more than 1 month will be immediately released. The opening, maintenance, and cancellation of the account are free-of-charge.
Term deposit with individual interest rate
Are you looking for a way to increase the return on your invested money more significantly than in standard term deposits while maintaining the same safety level? Then you can use the term deposit with an individual interest rate (TVIS). It is a deposit with the interest rate set by the dealer according to the current interbank market prices. The maturity of the TVIS Deposit ranges from O/N (overnight) to one year. The minimum amount of a transaction is approximately CZK 15 million for deposits of up to one week, and CZK 10 million for deposits of one week to 1 year, possibly an equivalent amount in a foreign currency tradable on the interbank market.
Individual asset management
Do you have a considerable amount of money (at least 10 million CZK), which will be available for a longer period (a minimum of 6 months) and which value you would like to increse? Then the Individual Asset Management is the right thing for you. It is based on the establishment and management of a portfolio consisting of selected instruments on the financial market. This portfolio is managed by a responsible person in the Asset Management department of KB based on a contract and on the basis of authorization provided by the client. clientTrading is conducted on the client's account.
Promissory note of Trading
Do you possess a large amount of available money which value you want to increase? One of your choices is the Promissory note of Trading (DST). This will allow you to deposit the money under a very favorable interest rate which is based on the actual rates of the interbanking market. This is a non-transferable note, which is issued with the validity between 1 day and 12 months. It is issued in CZK or in several foreign currencies (EUR, USD and GBP). The minimum value of one deal is 20,000,000 CZK or the equivalent amount in another currency.
Capital markets trading
Do you have free financial resources? Would you like to invest in stocks, bonds or mortgage bonds? Are you interested in trading on the Prague Stock Exchange? Then you may use the services of KB in the area of capital markets trading!
Custody Services
Custody services allow you the transactions settlement and safekeeping of assets at both national and international securities depositories. In addition, portfolio of custody services spans the income collection, corporate actions management and proxy voting services.




