Municipalities - All of KB's offers - Mojebanka

Mojebanka

Mojebanka is designed for

citizens, entrepreneurs, companies.

What is Mojebanka?

Mojebanka internet banking is a modern Komerční banka product designed to provide selected banking transactions through the internet. It gives you continuous access to the Bank and saves time, making it possible for you to operate your accounts from any PC connected to the Internet from the comfort of your home or office. With Mojebanka you can operate all your accounts and make these accessible to other users through defined access rights.

The security solution used by Mojebanka has been designed in compliance with electronic signature standards. It guarantees top-level security both in communication between the Bank and the user, and in signing orders within the service. All communication is held on the SSL protocol (Secure Socket Layer), and each active transaction is signed by the user with his/her electronic signature, in case of using personal certificate in file also with supplementary authorisation SMS code.

Mojebanka - benefits

considerable time savings in handling your financial matters – no need to visit the branch
continual control over account movements, immediate information on an updated balance
you can use the service every day, at any time, day and night
very easy and user-friendly operation
financial savings – placing orders is cheaper than at a branch
top security solution based on electronic signature standards
professionally trained user support on a toll free number 800 152 152
the service is also available in English

Mojebanka will provide you with

Updated information on accounts and transactions

The Mojebanka service instantly provides updated information on all your accounts accessible through the service. You have updated information on the available balance on your accounts at any time. You can also see the information about withdrawals from ATM and payments with payment cards immediately in the on-line regime. The transaction history shows the orders settled on the account. You can use various filters to conduct rapid searches of specific transactions. With Mojebanka you can set sending SMS messages, emails or fax messages on a number of account-related matters (e.g. balance, incoming payments advice, payment card transaction advice, etc.). If you think of a loan, you get an overview of current available loan limits for the possibility to get a loan immediately without proof of income and without securing. Within the Messagebox service in Mojebanka we inform you about other interesting KB offers or important operational matters.

Electronic statements to accounts and payment cards

Mojebanka offers you downloading electronic payments to accounts and payment cards with possibility to completely cancel receiving paper statements. If you need to get an older account or payment card statement, you can also order it via Mojebanka.

Easy payments and other transactions

Mojebanka covers easily placed payment orders and collection orders, standing orders, and setting collection agreements, SIPO and collection agreements for Telefónica O2. You can also top up credit on your own or your anyone else's mobile phone within all Czech operators and within Vodafone you can also pay invoices for their services. Filling in data for payments abroad is made easier using a guide. The option to save information on regular payments in simple templates makes your work easier and means you will no longer have to enter the same data time and time again. Mojebanka provides multiple control over transactions – according to the principle "an accountant prepares – a manager authorises". You can give your own names to the most frequently used accounts for a better overview. In addition, Mojebanka fully supports communication with accounting systems (export of payment orders from your accounting system, and loading transaction history into your system).

Investing in investment funds

Mojebanka offers you the possibility to conclude a contract on investing in share funds on-line. You can also invest in the wide offer of IKS and SGAM funds from the comfort of your home or office, you can buy and redeem units and transfer between funds. You have instant overview of your investments, you can see the history of all your investments, current interest rates of share funds and you can use other useful functions connected with investing.

Comfortable operation of your accounts – any time, anywhere

You can use the service all over the world through any PC complying with the minimum technical requirements, connected to the internet, any time, day and night, on business days or over weekends or holidays. You can perform banking transactions from the comfort of your office or home regardless of banking business hours. Mojebanka can be easily operated thanks to a user-friendly menu, customized according to the client’s wishes and needs. A guide is available as a help support.

Time and money savings

Mojebanka saves time on visits to the branch. You don't waste time filling in forms and waiting at counters. You also save money – through lower fees for account maintenance and transactions processing compared to fees for counter transactions.

Advantages of one of the most comprehensive internet banking products

Mojebanka is one of the most comprehensive internet banking products in the Czech Republic, designed for individuals, small businesses and companies. Almost all communication with the Bank can be made through the Internet. The service operation is very easy and user-friendly. Moreover, professional user support is available 24 hours a day free of charge at 800 152 152.

Other KB services ordered

You can ask for detailed information on other KB services using a simple form, and order the services you choose. A telephone operator will call your telephone number at a time of your choosing.

How to become a Mojebanka user?

You can get your Mojebanka internetbanking very easily at your KB branch office.

You can receive Mojebanka internet banking as part of Komerční banka's advantageous packages.

To conclude the agreement, you should bring a valid identity document (CR citizens: identity card; foreigners/CR residents: residence permit certificate identifying the place of residence; foreigners/CR non-residents: passport). If you have submitted an electronic application for the certificate you should bring the imprint of the Certificate application (from the Certification guide). If you want to authorise other persons to have access to your account they should visit the branch with the same documents. If you don’t have current account with Komerční banka and you want to open a business account, you should also bring your business licence or an extract from the Commercial Register.

Personal certificate

The first step in establishing the Mojebanka service is to produce your personal certificate in file or on smart card. In case of using personal certificate in file, it is necessary to register a mobile phone number for receiving authorisation SMS codes for active operations.

The certificate will be used to secure your communication with the Bank. You will use it to log on and sign individual transactions.

The personal certificate is a file which may be stored on a portable media (floppy disk, USB flash disk or CD) or on a smart card. If you use the smart card, you have to install a reader.

How to receive personal certificate?

Visit the branch of Komerční banka which operates your accounts and conclude the appropriate contract there. Subsequently, at home you can download your functional personal certificate from the Certification Wizard.
If you want to use a personal certificate stored on a smart card, come to your branch of Komerční banka operating your accounts. Conclude the appropriate contract and you will receive functional personal certificate on a smart card on the spot.

If you want to know more about this product please contact your banking advisor or call KB toll free number at 800 111 055.