A document containing all the information concerning a real-estate. Information about the owner, such as what is the proportion of the ownership of the person in question of the relevant real-estate (a house, an apartment, a garden, including its area, and registration number), a type of acquisition of the real-estate by its owner, any rights burdening the real-estate (lien right, an option to a purchase, real burden, etc). It is a public document, i.e. anyone can apply for it. The only condition is a payment of a stamp (currently CZK 100).
Report on interbank activity and on the euro currency activity is normally related to LIBOR and LIBID. LIBID – London Interbank Bid Rate.
LIBOR – London Interbank Offer Rate. LIBOR is the arithmetic average of the interest rates on deposits in excess of GBP 10 million for a certain period, offered at 11:00 a.m. by London’s reference banks (usually National Westminster, Bank of Tokyo, Deutsche Bank, Banque Nationale de Paris and Morgan Guaranty Trust) to London clearing banks.
Big banks pay slightly less than LIBOR for the funds they borrow and then lend these funds to smaller banks at a profit. Small banks lend funds to companies, which pay a certain premium over LIBOR.
The widely accepted LIBOR is advantageous, because perhaps all interest rates of short and medium-term credits and loans on the euro currency market are set on the basis of LIBOR.
Interest rates for maturities of one day (overnight) through to one year for all the main euro currencies are published in the Financial Times on a daily basis.
A right to a property (movable, immovable), to a receivable, securities, or a trademark. A collateral of a receivable – in case the debtor fails to repay, the lien creditor is authorized to seek a settlement by executing the mortgaged property