Komerční banka is responding to clients' demand again and extends its range on offer to include saving products offering a growth of more than 3% p.a. The highest rise of interest rates applies to term accounts with a maturity of 60 months, where the rate is newly up to 3.2% p.a.
"Raising the rate of interest on deposits responds to clients' demand for these products. We believe that among the major banks, our offering is one of the most attractive," says Executive Director for Marketing at Komerční banka, Zdeněk Mojžíšek.
The bank has prepared a new special offer for clients who want to save smaller amounts, under the name Perfektní spoření [Perfect Saving]. Everybody can therefore reach the opportunity to save with Perfektní spoření from Komerční banka. The current rate of interest is 3% p.a. for Perfektní spoření arranged for 36 months.
Another deposit product offered by Komerční banka is KB Garantovaný vklad [KB Guaranteed Deposit] where the term of the deposit can be agreed at 3, 6 and 12 months. An unquestionable advantage of this deposit is the certainty of safely deposited funds, and their growth and 100% liquidity. In the event of an early withdrawal from the deposit clients are guaranteed a payout of 100% of the deposited funds, because Komerční banka does not charge any fees for opening and maintaining KB Garantovaný vklad, account statements or early withdrawal. The product is intended for individuals older than 18 years. Clients need not have a current account with Komerční banka to open KB Garantovaný vklad.
Komerční banka also offers conventional term accounts. Any amount starting from CZK 5,000 (or EUR/USD 1,000) can be deposited in KB with a period of notice ranging from seven days to five years. Owners of KB's selected packages can, moreover, obtain a bonus of 0.2% p.a. on the interest rate. Another advantage is currently higher rates of interest on term accounts payable in 2, 4 and 5 years, which are up to 3.2% p.a. and apply to the entire amount of the deposit.
With KB packages, clients can receive KB Spořicí konto [KB Saving Account] with no charges for account opening and maintenance. The conditions of account maintenance are not tied to any period of notice and the account offers an interest rate of 3% p.a. for up to CZK 50,000 deposits.
Information about the new saving products and new interest rates is available from www.kb.cz.
Komerční banka is one of the best run universal banks in Central Europe. It provides comprehensive services to clients in the areas of retail, corporate, and investment banking. The Komerční banka Group's 8,804 employees serve 1,629,000 clients, who can use an extensive network of 394 points of sale throughout the country. Komerční banka currently operates 673 ATMs and more than 951,000 of its clients use one of direct banking channels.
Komerční banka is part of the Société Générale Group, one of the largest banking groups in the euro zone (in terms of market capitalisation), whose 163,000 employees serve more than 30 million individual clients worldwide.