Komerční banka has prepared a special Christmas offer with effect from 1 November. The bank will make it possible for clients to have shopping insured free of charge, obtain an extended guarantee for goods, select their own card design, and change their PIN. This unique offer is open from 1 November 2009 to 31 December 2009.

Clients who pay for Christmas gifts using their personal credit card from Komerční banka will receive 90-day insurance for the goods so bought, automatically and free of charge. The insurance covers damage or theft of goods priced in excess of CZK 1,300, bought anywhere in the world. Clients will also receive a free extended guarantee for the goods bought. The standard guarantee period is automatically extended by one year.

Another benefit offered by Komerční banka is a payment/credit card with the client's own design free of chargefor one year. Clients themselves can design the appearance of their card and place their own photograph or a picture from the gallery placed at www.mojekarta.cz on the front side of the card. Further, clients who want to change the PIN of their payment card can do so free of charge on any of KB's ATMs.

"The purpose of our offer is to make the use of payment and credit cards as advantageous as possible, thereby making Christmas shopping more enjoyable for our clients," says Radko Belada, head of Retail Banking Marketing at Komerční banka.

More information on KB's special offer is available from the website at www.kbnabidka.cz, which has been set up for this particular purpose.

Komerční banka is one of the best run universal banks in Central Europe. It provides comprehensive services to clients in the areas of retail, corporate, and investment banking. The Komerční banka Group's 8,890 employees serve 1,636,000 clients, who can use an extensive network of 397 points of sale throughout the country. Komerční banka currently operates 680 ATMs and more than 966,000 of its clients use one of direct banking channels.

Komerční banka is part of the Société Générale Group, one of the largest banking groups in the euro zone (in terms of market capitalisation), whose 163,000 employees serve more than 30 million individual clients worldwide.