The MojePlatba service makes it possible to make easy and safe payments for services via Pražská energetika's gateway. MojePlatba provides Pražská energetika with immediate information on the payments made by clients, and Komerční banka's guarantee that the payment will be remitted.

More than 500,000 Komerční banka clients who use the MojeBanka internet banking application can use the MojePlatba service. Thanks to this modern service clients or e-traders need not open accounts with third parties that provide online payment services.

"Since the launch of the MojePlatba service, Pražská energetika has been one of the companies facilitating this way of payments," says Zdeněk Mojžíšek, Executive Director for Marketing at Komerční banka. "Thanks to the support provided by both sides to this service we expect that the number of clients using this payment option will rise rapidly, also thanks to the easy implementation of the service and payment guarantees," adds Zdeněk Mojžíšek.

Payments using the MojePlatba services take only a few seconds to go through. The user decides to make the payment and selects MojeBanka as the means of sending the payment. PRE's system compiles a payment order and via encrypted connection calls the website of the MojePlatba service. The customer fills in the login data in the MojeBanka internet banking application. On his monitor he will see an already compiled payment order containing the data transmitted by the trader. The client only confirms the payment and is then rerouted back to the PRE's website, which will display information that the payment has been sent.

"A great advantage of the MojePlatba service is the fact that in making the payment, the client only approves a complete payment order. There is no need for him to fill in any details or sort codes in a complicated way and there is therefore no risk that he will make a mistake that will cause the trader's inability to identify the payment for the goods in his system," says Mojmír Prokop, head of direct banking at KB.

"It is easy, safe and comfortable to pay for electricity using the combination of our Můj zákaznický účet (PRE) application and the (KB) application. A quick and easy-to-use method for making online payments and some other major advantages are therefore available to our customers," adds Petr Holubec, spokesman for Pražská energetika.

Payments are cleared immediately through the MojePlatba application. If the trader keeps an account with Komerční banka he will receive the payment in his account in a few minutes (or within the statutory time limit if his account is kept with a different bank). The payment is guaranteed for the trader - Komerční banka blocks the money in the client's account also in the case when it is not feasible to transfer the money immediately (for example, at the time of night-time data processing or during weekends).

The MojePlatba payment environment is intimately known to clients because it is based on the MojeBanka internet banking application. It therefore dispels consumers' frequent concerns about the security of online payments. A great advantage for partners is also the fact that implementing the facility to pay through the MojePlatba system does not require any unnecessarily extensive interventions with e-traders' IT systems, which is also a great advantage for them.

Komerční banka is one of the best run universal banks in Central Europe. It provides comprehensive services to clients in the areas of retail, corporate, and investment banking. The Komerční banka Group's 8,804 employees serve 1,629,000 clients, who can use an extensive network of 394 points of sale throughout the country. Komerční banka currently operates 673 ATMs and more than 951,000 of its clients use one of direct banking channels.

Komerční banka is part of the Société Générale Group, one of the largest banking groups in the euro zone (in terms of market capitalisation), whose 163,000 employees serve more than 30 million individual clients worldwide.

With its 702,000 customers, the Prague-based Pražská energetika Group (PRE) is the third largest electricity supplier in the Czech Republic. At the moment the company has almost 1,400 employees and supplies about 6.2 TWh of electricity to its customers per year. It achieved a turnover more than of CZK 19 billion in 2008.

Its core business includes electricity sale, trading, and distribution, and provision of additional energy services.