All clients of Penzijní fond Komerční banky will soon receive, by post, Individual Account Statements for 2008 together with the Investment Portfolio Management Report as at 31 December 2008. In addition to these official documents, PF KB clients will be given an opportunity to obtain a number of attractive benefits.

The shipment contains a number of interesting materials such as an offer of a relaxation visit of Krkonoše for a bargain price and a more advantageous option to increase monthly contributions. If clients increase their own monthly contributions by at least CZK 300 between 1 June and 31 August 2009 they will receive a CZK 400 voucher for shopping in the Tesco retail chain.

Penzijní fond Komerční banky is also introducing a modern way of communicating with clients via electronic mail and text messages, SMS. "PF KB will use SMS and e-mail only in cases where this is allowed from the legal point of view, i.e., mainly for sending news of the latest developments in personal pensions, information about addenda to agreements, and similar," says Pavel Jirák, Executive Director at Penzijní fond Komerční banky.

Modern communication channels will save clients' time and money. To activate them, it is enough for clients to fill in a simple form of consent to electronic communication and send it in a return envelope contained in the shipment with the Individual Account Statement for 2008.

Penzijní fond Komerční banky is the fourth largest pension fund in the Czech Republic. Thanks to its conservative investment strategy, efficient operation, well-developed structure, and ties to the KB and Société Générale group, at the end of April 2009 the renowned rating agency Moody's confirmed its rating of for Penzijní fond Komerční banky; this is the best rating that pension funds can achieve in the Czech Republic.

"This rating gives a strong signal to employers who are considering personal pension schemes for their employees, and also to current and future pension scheme members. For our fund, the confirmed rating is a challenge for the future to safely maintain these high standards for all of our clients," adds Pavel Jirák.

Komerční banka is one of the best run universal banks in Central Europe. It provides comprehensive services to clients in the areas of retail, corporate, and investment banking. The Komerční banka Group's 8,930 employees serve 1,632,000 clients, who can use an extensive network of 397 points of sale throughout the country. Komerční banka currently operates 679 ATMs and more than 958,000 of its clients use one of direct banking channels.

Komerční banka is part of the Société Générale Group, one of the largest banking groups in the euro zone (in terms of market capitalisation), whose 163,000 employees serve more than 30 million individual clients worldwide.