Traditionally, KB expects the greatest demand for its offer of Flexibilní hypotéka, which permits the clients to reduce their monthly instalments to reflect their current financial situation, interrupt repayment for up to three months, or repeated extraordinary instalments free of charge.
Komerční banka’s clients can also draw up to CZK 400,000 on the loan for anything that they want, for example, to buy household furnishings, furniture, electronic goods, etc. Together with the mortgage loan for an investment, clients therefore receive any-purpose funds at an equally advantageous interest rate.
Komerční banka is one of the best run universal banks in Central Europe. It provides comprehensive services to clients in the areas of retail, corporate, and investment banking. The Komerční banka Group's 8,624 employees serve 2.7 million clients, who can use an extensive network of 395 points of sale throughout the country. Komerční banka currently operates 676 ATMs and 989,000 of its clients use one of direct banking channels.
Komerční banka is part of the Société Générale Group, one of the largest banking groups in the euro zone (in terms of market capitalisation), whose 157,000 employees serve more than 32 million individual clients worldwide.