Payments are cleared immediately through the MojePlatba application. If the merchant keeps an account with Komerční banka he will receive the payment in his account in a few minutes (or within the statutory time limit if his account is kept with a different bank). The payment is guaranteed for the merchant - Komerční banka also blocks the money in the client's account in cases when it is not feasible to transfer the money immediately (for example, at the time of night-time data processing or during weekends). Further, implementing the service does not require any unnecessarily extensive interventions with IT systems.
Komerční banka is one of the best run universal banks in Central Europe. It provides comprehensive services to clients in the areas of retail, corporate, and investment banking. The Komerční banka Group's 8,843 employees serve more than 2.7 million clients, who can use an extensive network of 398 points of sale throughout the country. Komerční banka currently operates 682 ATMs and more than 972,000 of its clients use one of direct banking channels.
Komerční banka is part of the Société Générale Group, one of the largest banking groups in the euro zone (in terms of market capitalisation), whose 163,000 employees serve more than 30 million individual clients worldwide.