Komerční pojišťovna has again credited a very attractive growth in value to its clients for 2009. Insurance policies with guaranteed yield provided clients with yields ranging from 2.4% to 3.6%, depending on the type of their insurance product.

Thanks to its successful investment strategy and strong backing provided by the Komerční banka Group, Komerční pojišťovna is one of the most successful insurance companies on the Czech market in terms of the yields that it credits to its clients.

"We have long been achieving very stable yields, proving to our clients that life assurance constitutes a very suitable combination of providing for the family and growth of uncommitted funds. We are particularly pleased to see that on a year-on-year basis, we have increased the yields of our products again," says Lukáš Fridrich, head of product marketing at Komerční pojišťovna. For 2010, Komerční pojišťovna also offers a guaranteed growth of up to 3.3% p.a. to its clients.

"In 2009, unguaranteed funds included in unit-linked life policies also had excellent results. In comparison with the preceding year, these funds registered significant growth ranging from 4% p.a. for conservative funds to 26% p.a. for dynamic funds," adds Lukáš Fridrich.

The Vital Invest unit-linked life assurance policy was one of the most popular products amongst clients in 2009. It makes pure investment possible for clients when they only wish to increase the value of their deposit. Another option is to combine investment and life assurance at any ratio, which can be changed at any time. Clients were also interested in the Brouček policy, offered since summer and intended for children up to 15 years of age.

Growth credited to guaranteed-yield products in KP offer

Product Overall growth for 2008 Overall growth for 2009 Guaranteed growth for 2010
Vital 3.0% 3.0% 2.4%
The Vital (Allegro, Piano) and Spektrum (Allegro, Piano) programme 3.0% 3.0% 3.0%
Vital Premium 3.5% 3.6% 3.3%
Vital Invest, Brouček - a fund with guaranteed growth 3.4% 3.5% 3.0%

Komerční banka is one of the best run universal banks in Central Europe. It provides comprehensive services to clients in the areas of retail, corporate, and investment banking. The Komerční banka Group's 8,815 employees serve more than 2.7 million clients, who can use an extensive network of 398 points of sale throughout the country. Komerční banka currently operates 685 ATMs and more than 984,000 of its clients use one of direct banking channels.

Komerční banka is part of the Société Générale Group, one of the largest banking groups in the euro zone (in terms of market capitalisation), whose 163,000 employees serve more than 30 million individual clients worldwide.