Beginning in May 2010, Komerční banka offers, in co-operation with Komerční pojišťovna, an opportunity to invest in Zajištěný fond Forte 3 [the Forte 3 Guaranteed Fund] as part of the Vital Invest product. The investment offers a return of up to 13% at maturity. Zajištěný fond Forte 3 follows up on the Forte 2 fund, which enjoyed clients' great interest.

The strategy based on Zajištěný fond Forte 3 is suitable for all clients who want to tap into the potential of the yields offered by equity markets, but at the same time want to have the certainty of a guaranteed growth in the value of their investment on the day of the fund's maturity. There is no question that the yield potential, up to 52% in 8 years (with a guaranteed return of 6.5% p.a. for the first two years) is attractive.

"Investing in Zajištěný fond Forte 3 is highly attractive for clients. Not only will they receive a guaranteed return, but they also have an opportunity to take part in the performance of a basket of 25 of global stocks. At the same time an advantage is the option of the payout of the money to clients, with an annual return of 6.5% p.a., already in three years subject to the prescribed conditions. Protection against the currency risk is also a matter of course," said Radko Belada, Head of Retail Marketing at Komernčí banka.

Vital Invest is a unit-linked life assurance policy, under which clients themselves decide whether this product will be more of insurance or more of investment for them. In respect of the insurance component, Vital Invest offers four different options for the scope of the cover in the event of death of the life assured, depending on the extent to which the client wants to provide for himself and his family in unfavourable situations in life.

Komerční banka is one of the best run universal banks in Central Europe. It provides comprehensive services to clients in the areas of retail, corporate, and investment banking. The Komerční banka Group's 8,659 employees serve more than 2.7 million clients, who can use an extensive network of 398 points of sale throughout the country. Komerční banka currently operates 688 ATMs and more than 985,000 of its clients use one of direct banking channels.

Komerční banka is part of the Société Générale Group, one of the largest banking groups in the euro zone (in terms of market capitalisation), whose 163,000 employees serve more than 30 million individual clients worldwide.