As part of a new investment strategy for the VITAL Invest products, clients will now have an opportunity to invest in Zajištěný fond Forte 2 [the Forte 2 Guaranteed Fund], with a long-time return of up to 52%.

The new Zajištěný fond Forte 2, which has been included in Komerční pojišťovna's offer, expands the opportunities of the investment strategy under the Vital Invest life assurance policies and follows up on the highly successful first tranche of Zajištěný fond Forte, in which more than CZK 500 million was invested during the subscription period. Strategy of Zajištěný fond Forte 2 is suitable for all clients who want to tap into the potential of the yields offered by equity markets, but at the same time want to have the certainty of a guaranteed growth in the value of their investment to fund maturity day. There is no question that the yield potential, up to 52% in 8 years (with garanteed 6.5% p.a. yield for the first 2 years) is attractive. The subscription period for the fund is from 18 January to 30 April 2010 (or until the moment when the tranche is sold out).

"Zajištěný fond Forte 2 offers clients not only an attractive guaranteed return but also an opportunity to take part in the performance of a basket of the world's equities. At the same time a great advantage is the option of an early repayment of the fund with an annual return of up to 6.5% p.a. after three years in achievement of the conditions. And all of this with protection against the currency risk, because the negative impacts of the Czech crown's strengthening are hedged and will not influence the yield of the portfolio," says Pavel Filipi, Deputy Head of Retail Marketing at Komerční banka.

Vital Invest combines investment with life assurance. Clients themselves decide on whether their Vital Invest policy will be for the most part of an insurance product or more of an investment instrument. In respect of the insurance component, Vital Invest offers four different options for the scope of the cover in the event of death of the life assured, depending on the extent to which the client wants to provide for himself and his family. In comparison with other similar products, VITAL Invest also provides high liquidity, since clients can withdraw a part of the money already in 2 months.

Komerční banka is one of the best run universal banks in Central Europe. It provides comprehensive services to clients in the areas of retail, corporate, and investment banking. The Komerční banka Group's 8,843 employees serve more than 2.7 milion clients, who can use an extensive network of 398 points of sale throughout the country. Komerční banka currently operates 682 ATMs and more than 972,000 of its clients use one of direct banking channels.

Komerční banka is part of the Société Générale Group, one of the largest banking groups in the euro zone (in terms of market capitalisation), whose 163,000 employees serve more than 30 million individual clients worldwide.