Komerční banka has prepared an attractive special offer for clients – until the end of May, they will obtain mortgage loans without the processing fee and at interest rates starting from as low as 3.99%.

All applicants for a mortgage loan who opt for an at least five-year fixed-rate period, file the application for a mortgage loan between 1 May 2011 and 31 May 2011, and also sign the mortgage loan agreement by 30 June 2011, will receive the mortgage loan from KB without the processing fee.

From 2 May, KB also cuts interest rates, which now start from 3.99%.

Thanks to Hypotéka 2v1 [Mortgage Loan Two in One], Komerční banka’s clients can use one loan for financing all investments related to the purchase, construction or refurbishment of a property and also investments in household furnishings and for other necessary expenses.

“With Hypotéka 2v1 KB’s clients will receive, in addition to a loan for investment in a property, additional finance that they can use for anything, and at the same interest rate as with the mortgage loan. They can therefore receive up to CZK 400,000 at a much lower rate than the rate at which ordinary consumer credit is provided,” said Monika Truchliková, Deputy Executive Director for Marketing and Business Development at Komerční banka. 

Clients can also use all the benefits of Flexibilní hypotéka [Flexible Mortgage Loan]:

  • the option of deferring the beginning of repayment by up to 12 months
  • the option of reducing the monthly instalment by up to 50% at any time
  • the option of interrupting repayment for up to 3 months
  • the option of recurrent extraordinary instalments of up to 20% of the loan

For the required investments, from KB clients can obtain mortgage loans covering up to 100% of the amount that they need. At Komerční banka, personal bankers will offer all services, including property valuation or obtaining the ownership title certificate from the Land Register, at a single point, and all of this without any unnecessary paperwork.