Komerční banka has executed a third agreement with the European Investment Bank, the purpose of which is to support the financing of small and medium-sized enterprises in the Czech Republic. Thanks to the agreement, KB’s corporate clients with less than 250 employees can obtain lower interest rates for business loans.

The signatures on the agreement between Komerční bank and the European Investment Bank (EIB) are the outcome of long-standing co-operation in the financing of projects in the private and public sectors. This latest agreement has been entered into for funds amounting to EUR 50 million (approximately CZK 1.2 billion).

Loans for small and medium-sized enterprises from the EIB funds are mainly intended for development projects of KB’s clients. Thanks to the co-operation with EIB, the standard rate of interest on loans has been cut by 0.3%.

KB’s clients can use the loan for financing any investments in tangible assets (with the exception of land) and investments in intangible assets. It is as easy to obtain the more advantageous loan as to file an application for a standard KB business loan: the client deals only with Komerční banka, which will arrange for the client’s participation in the scheme and acquaint him with all the conditions for drawing on the loan.

“More advantageous loans from EIB funds are very popular among KB’s clients. In addition, it is very easy to obtain the lower interest rate,” said Jan Hanuš, head of KB EU Point.

Parameters of loans for small and medium-sized enterprises from EIB funds  
Loan amount CZK 1 to 300 million
Loan currency CZK or EUR
Limits on the amount of loan The sum of the loan funds provided by the EIB and other funds provided by the EU (e.g., from the Structural Fund) may not exceed 100% of the project costs
Loan maturity at least 2 years
Amount of benefit for the client interest rate lower by 0.3% p.a.
Eligible applicants Independent small and medium-sized enterprises with less than 250 FTE employees


Clients can receive more information about the terms and conditions of the more advantageous loans from EIB funds from KB’s relationship managers or at www.eupoint.cz.

Komerční banka is one of the best run universal banks in Central Europe. It provides comprehensive services to clients in the areas of retail, corporate, and investment banking. The Komerční banka Group’s 8,619 employees serve 2.5 million clients, who can use an extensive network of 395 points of sale throughout the country. Komerční banka currently operates 677 ATMs and more than one million of its clients use one of direct banking channels.

Komerční banka is part of the Société Générale Group, one of the largest banking groups in the euro zone, whose 157,000 employees serve more than 32 million individual clients worldwide.