Last year, Komerční pojišťovna’s key products with a guaranteed return, Vital Invest and Vital Premium, brought clients a return of 3% p.a. and 3.3% p.a., respectively. Komerční pojišťovna offers clients a guaranteed return ranging from 2.5% p.a. to 2.8% p.a., depending on the type of the insurance product, also for 2011. The overall growth in value for 2011 can also be higher than the guaranteed minimum, depending on the insurance company’s results.
Komerční banka is one of the best run universal banks in Central Europe. It provides comprehensive services to clients in the areas of retail, corporate, and investment banking. The Komerční banka Group’s 8,624 employees serve 2.7 million clients, who can use an extensive network of 395 points of sale throughout the country. Komerční banka currently operates 676 ATMs and 989,000 of its clients use one of direct banking channels.
Komerční banka is part of the Société Générale Group, one of the largest banking groups in the euro zone (in terms of market capitalisation), whose 157,000 employees serve more than 32 million individual clients worldwide.
Komerční pojišťovna is the Société Générale Group’s insurance company operating in the Czech Republic. It offers a broad range of products, primarily in life assurance, and distributes them through Komerční banka’s and its subsidiaries’ networks.
Komerční pojišťovna is owned by Komerční banka and Sogecap (a subsidiary in the Société Générale Group). Sogecap is the sixth largest life assurance company in France and the fourth largest bank insurance company. Its portfolio includes 6.8 million policies and it holds assets under management worth more than €60 billion. In 2008 the Sogecap group achieved a turnover of €7.8 billion.