All clients who opt for fixed-rate periods of five or more years, file an application for a mortgage loan by 31 March 2012, and sign the mortgage loan agreement by 15 May 2012, will receive the mortgage loan from Komerční banka without the processing fee.
Clients can also use all the benefits of Flexibilní hypotéka [Flexible Mortgage Loan]:
- the option of deferring the beginning of repayment by up to 12 months
- the option of reducing the monthly instalment by up to 50% at any time
- the option of interrupting repayment for up to 3 months
- the option of recurrent extraordinary instalments of up to 20% of the loan
Komerční banka was the first bank in the Czech market to offer clients, through Flexibilní hypotéka, above-standard freedom in payments helping to adjust payments to the clients’ needs at any time.
Thanks to Hypotéka 2v1 [Mortgage Loan Two in One], Komerční banka’s clients can use one loan for financing all investments related to the purchase, construction or refurbishment of a property and also investments in household furnishings and for other necessary expenses.