iKarta is composed of a Wireless Dynamics add-on accessory [a case] for Apple iPhones 4 and 4S, which contains an NFC antenna and an integrated Secure Element, in which the mobile Visa card is securely held. Further, iKarta comprises the KB Karta iOS application for contactless payments and transaction tracking and the Mobilní banka iOS application for the other basic needs of banking services.
iPhone 4 and 4S users will simply attach the add-on accessory to their handset and download the Visa KB iKarta application from App Store, and can start paying immediately. The Mobilní banka application will then also enable them to keep track of their bank account, make fast payments to other accounts, and, for example, find the nearest ATM. iKarta costs CZK 1,500, while the KB iKarta and Mobilní banka applications are available free of charge at App Store. The period of validity for iKarta is 3 years.