Komerční banka’s strength and stability have also been confirmed by its financial results for the past year. Komerční banka Group registered a faster growth in the volume of provided loans, by 13% year-on-year. Net profit amounted to CZK 9,475 million, despite the impact of the impairment to Greek government bonds. Its capital adequacy ratio of 14.6% significantly exceeds the current regulatory requirement of 8% and the requirements proposed for the Basel III regulatory framework. Komerční banka’s excellent liquidity is based on its loan/deposit ratio of 77.5%.