Get ready for many exclusive discounts with the VIP Sphere programme.
Benefit from grace period of up to 45 days.
Secure online payments with 3D Secure.
A Card is intended for individuals over the age of 18.
Applicant must be a Czech citizen or person with permanent residence/residence permit in the Czech Republic.
Simply present your valid ID card.
Proof of income
No proof of income required for credit limit of up to CZK 30,000.
About A Card
- Contactless embossed credit card intended for everyday POS payments, online payments, and ATM withdrawals
- Quick, secure, and free card payments anywhere in the world
- Credit limit of up to CZK 30,000 without proof of income and up to CZK 250,000 without security
- Flexible repayment – benefit from the grace period of up to 45 days, with no interest payment
- Revolving credit – the more you repay, the more you can use again
- Get 1% bonus from each POS payment to your pension savings with KB Penzijní společnost
- Credit account maintenance absolutely free if you pay at least CZK 3,000 a month with your card
- Students are only required to pay CZK 1,500 a month to get free credit account maintenance
You might also like to know
- Take advantage of yearlong exclusive offers and discounts under the VIP Sphere programme in an extensive network of stores
- Secure online payments with 3D Secure
- Exclusive rewards and benefits, including a nonstop Alarm centre, under MasterCard® ELITE program
Benefit from generous assistance services and insurance programme:
- Insurance of purchases
- Warranty extension
- Online purchase delivery insurance
- Lowest price guarantee
- Ticket cancellation insurance
- Home Assistance (tel.: 272 101 030) – services for your home, in case of an emergency or need for repair, such as unlocking door
- Lifestyle (tel.: 272 101 030) – restaurant/ticket reservations, theatre or movie times, delivery of presents and flowers, and personal protection services
Other benefits of A Card
- 50% discount on your monthly fee for MůjÚčet Account under the MojeOdměny concept or 100% discount for G2 student account maintenance fee (students aged 26 to 30 years)
- Detailed overview of your card transaction with account statements and internet or mobile banking
- Define individual limits for POS payments and ATM withdrawals
- Change your PIN code in any KB ATM
- Possibility to transfer funds from your credit card account to any CZK account
- Optional Payment Protection Insurance
- Optional Merlin insurance for payment cards and personal belongings
Important information for you
Requirements for fee refund
- One incoming payment a month
- Personal mortgage loan or credit card in KB
- Savings or investment products in KB
- Meet one requirement and get a 50% discount on your fee
- Meet two or more requirements and your fee will be waived completely
- For more information, see www.mojeodmeny.cz
Check out this model example for A Card.