• TOP Offer

    Exclusive package combining current accounts in CZK and other currencies, prestigious payment cards, and a lot more.

Save time

Manage your account via the Internet or mobile phone.

Prestigious cards

Use 2 gold cards or prestigious VISA Platinum card.

We can help you

Your personal relationship manager and other specialists will always help you.


Customize your services in line with your individual needs.

Why KB?

Special services

Get travel insurance and assistance services with your payment cards.

Free withdrawals

Free ATM withdrawals with your Platinum card – in the Czech Republic and abroad.

Save money

Single monthly payment for all services included in the package.

How to get this product?

Select a branch, leave your contact information – we will call you back.

At a branch

Leave it all up to us. Leave your contact information – we will call you back.

Call Me Back

About TOP Offer

  • Exclusive account for the most demanding clients
  • Current account in CZK
  • Additional two accounts in CZK, USD or EUR
  • Two Gold cards or prestigious Visa Platinum card
  • Virtual payment card for secure online payments
  • Manage your account via telephone, Internet, and mobile phone
  • All domestic payments in CZK to CZK account entered online or by mobile
  • All domestic incoming payments in CZK to a current account in CZK

You might also like to know

    The Platinum Visa premium card is designed for our most demanding clients, to whom it brings unique benefits:
  • The above-standard insurance programme for the holder and their family - for example, a limit of CZK 5 million for acute medical conditions or accident insurance with a limit of CZK 2 million
  • Damage liability insurance up to CZK 2 million
  • Insurance of flight-related losses (e.g., loss of baggage, flight delay)
  • Equipment insurance (golf / skiing / business trips) up to CZK 100,000
  • Assistance services for motorists in both the Czech Republic and Europe
  • Household assistance services
  • Membership of the Priority Pass club, for entry into more than 700 airport lounges
  • And of course, all withdrawals from all ATMs in the Czech Republic and abroad are also free of charge
    With the Gold Card you will also get free withdrawals from all ATMs, both KB and other banks, including abroad. You will also get:
  • Travel insurance with above-standard policy coverage for the card holder and their family members
  • Luggage insurance, including policy coverage for flight delays, liability insurance and legal assistance
  • Non-stop assistance services for motorists in both the Czech Republic and Europe
  • Secure online payments thanks to the 3D secure service

What’s more, the TOP offer will enable you to

  • Set up, change or cancel an authorized overdraft
  • Create a standing order or direct debit free of charge, incl. SIPO in your branch within 3 months from the setting up of your account
  • Transfer your standing orders from your original bank and close the account in the original bank upon request

If you are not satisfied with the TOP offer account during the first six months, we will refund you the fees for its management; more information can be found at www.kb.cz/GUS.


Get your ID card ready, together with another identity document (passport or driver’s license). 

Specific conditions

You must be 18 years of age or older to apply for the product.


Internet banking for full account administration and execution of banking transactions anytime and anywhere.


Mobilní banka even safer

Now SECURELY TOGETHER currently in mobile app with security from IBM.


Merlin Payment Card Insurance

Insurance for all your payment cards and valuables against unauthorized use, loss or theft.


Platinum VISA

Prestigious payment card for the most demanding clients – with superb services and travel insurance.


Premium Card Platinum

Prestigious contactless credit card for demanding clients with a number of premium benefits.



Detailed KB pricelist and interest rates.


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