• Cash Pooling

    Optimization of interest income and expenses and the ideal distribution of financial resources.

Better interests

Get higher interest income on your accounts.

Tailored-made

Choose notional or real Cash Pooling according to your needs.

No worries

Keep track of your company's liquidity.

Effectiveness

Finance your subsidiaries efficiently.

Why KB?

Online

Information about account balances in one place online.

Get more

Wide variety of additional services connected to accounts.

Tailored-made

Cash Pooling service can be adapted to your requirements.

How to get this product?

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At a branch

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What is Cash Pooling

  • optimization of interest income and expenses
  • ideal distribution of financial resources for effective cash-flow management
  • intended for business entities authorized to do business in the Czech Republic as well as municipalities, regions and their public-benefit organizations

What would you also be interested in

  • Types of Cash Pooling:
    • Notional Cash Pooling
      • focused primarily on maximizing interest incomes and minimizing interest expenses, while maintaining the financial independence of individual accounts
      • suitable for companies and institutions with decentralized financial management which require maintaining maximum autonomy of connected accounts
      • notional Cash Pooling can be used by separate legal entities as well as economically connected groups having their accounts with KB
      • no physical transfer of funds from connected accounts, only netting of their balances – therefore no merge of funds
      • accounts in various currencies can be connected to one notional Cash Pooling by which a multi-currency structure is created
    • Real Cash Pooling
      • determined for separate legal entities as well as economically connected groups having their accounts with KB
      • a real transfer of funds between the central and connected accounts – all connected accounts are zero/balanced at the end of every working day
      • a solution enabling the company to fully control the finances in the Cash Pooling structure
    • International Cash Pooling
      • real, cross-border, mono-currency Cash Pooling designed for economically connected groups with significantly centralized financial management
      • it enables effective management of cash flow of transnational companies
      • accounts connected to international Cash Pooling are automatically zero-balanced and the funds are centralized on your account in KB
      • all standard services available for current accounts can be provided

Types of Cash Pooling

KB offers Cash Pooling as a domestic or foreign solution, real or notional, mono- or multi-currency.

Cash Management

Please contact our Cash Management specialists, who can prepare a model for the financial situation that would arise if your company’s accounts were included in Cash Pooling.

Detail