Banking without borders. Obtain current data and information
and control your accounts in your own application with KB API.
PAYMENT INITIATION SERVICE (PIS)
With this service, the users of your applications can initiate payments from their KB accounts. In order to use this service, it is necessary to obtain the relevant PSD2 license from the Czech National Bank or another official authority in the EU and receive a qualified certificate. Komerční banka relies on a uniform structure and format of information, as defined in the Czech Open Banking Standard (“COBS”) by the Czech Banking Association.
There are several basic ways you can use the data.
Make payments directly from your application.
Execute payments in real time.
Revolution in online shopping payments.
First of all, create an account according to the API type you would like to use.
Use KB API Sandbox to analyse our services and test the connection.
TEST YOUR SOLUTION
If everything works correctly, you can switch to the production API.
For current detailed overview of all functional APIs, see the Overview of Services.
Make a domestic payment in CZK of up to CZK 300,000.
Payment authorization will be carried out through the standard authorization procedure defined for a client’s account.
You will soon be able to initiate foreign and SEPA payments from your applications.