KB API

Banking without borders. Obtain current data and information
and control your accounts in your own application with KB API.



PSD2 Services

PAYMENT INITIATION SERVICE (PIS)
With this service, the users of your applications can initiate payments from their KB accounts. In order to use this service, it is necessary to obtain the relevant PSD2 license from the Czech National Bank or another official authority in the EU and receive a qualified certificate. Komerční banka relies on a uniform structure and format of information, as defined in the Czech Open Banking Standard (“COBS”) by the Czech Banking Association. 

AVAILABLE FEATURES
There are several basic ways you can use the data.

Make payments directly from your application.

Execute payments in real time.

Revolution in online shopping payments.

USING API STEP BY STEP

INTRODUCE YOURSELF

First of all, create an account according to the API type you would like to use.
CREATE ACCOUNT

TEST YOUR SOLUTION

Use KB API Sandbox to analyse our services and test the connection.

TEST YOUR SOLUTION

GO LIVE

If everything works correctly, you can switch to the production API.

AVAILABLE DATA

For current detailed overview of all functional APIs, see the Overview of Services.

PAYMENT

Make a domestic payment in CZK of up to CZK 300,000.

PAYMENT AUTHORIZATION

Payment authorization will be carried out through the standard authorization procedure defined for a client’s account.

SEPA and foreign payments

You will soon be able to initiate foreign and SEPA payments from your applications.