Loan for thermal insulation
of buildings, technology
upgrades, and energy


Up to
CZK 136 million 

Lower interest rate compared to standard loans

Advisory team of energy and grant specialists

80% guarantee from the European Investment Bank


We are the first European and the only Czech bank to offer this loan.


  • Subsidised loan intended for financing of private-sector investments in energy savings and efficiency solutions
  • Loan intended for small, medium-sized, and large enterprises
  • Lower interest rates with funds from the European Investment Bank
  • Lower security requirements with 80% guarantee from the European Investment Bank covering potential losses
  • Minimum loan term of 3 years
  • See the Financing of Energy Savings Measures brochure
  • We use the LIFE Programme of the European Union

Loan amount

  • CZK 1 - 136 million (for small and medium-sized enterprises or energy savings projects for buildings)
  • CZK 1 – 30 million for other projects


Examples of eligible investment projects

  • Energy savings and efficiency solutions for buildings
  • Public lighting projects
  • Energy efficiency in industrial facilities and companies in general (technology upgrades, renewal of production resources with higher energy efficiency, etc.)
  • Highly-efficient co-generation of heat and power
  • Remote heating and cooling
  • Savings measures may also involve energy production for heating or cooling from renewable energy sources used for own consumption
  • Small and medium-sized enterprises with no more than 250 employees and annual turnover of up to CZK 1.3 bn. (EUR 50 million) or total assets of up to CZK 1.1 bn. (EUR 43 million)
  • Large enterprises applying for loans of up to CZK 30 million (loan amount not limited for energy savings projects for buildings)
  • Clients whose projects received grants under OPEIC – Energy Savings programme
  • Entities carrying out projects, where expected energy cost savings exceed 50% of the investment amount over the useful economic life of projects
  • Enterprises implementing measures recommended as a result of energy audit (or energy assessment, as appropriate)  

If you are currently addressing energy savings in your company, you might like to benefit from high-quality and professional services of KB partner companies. For more information about our partner companies, contact your relationship manager or call the KB EU Point toll-free line at 800 900 930.  

List of KB partners


Amper Savings, a.s.
Antala Staška 1076/33a, 140 00 Praha 4 – Krč


ENESA a.s.
U Voborníků 852/10, 190 00 Praha 9


ENVIROS, s.r.o.
Na Rovnosti 1, 130 00 Praha 3


Seven Energy, s.r.o.
Americká 579/17, 120 00 Praha 2 – Vinohrady


Schneider Electric CZ, s.r.o.
U Trezorky 921/2, 158 00 Praha 5

Siemens, s.r.o.
Siemensova 1, 155 00 Praha 13

Výzkumné energetické centrum (VEC), Vysoká škola báňská, TU Ostrava
17. listopadu 15/2172, 708 33 Ostrava – Poruba