How may we
assist you? 

High returns with
guaranteed interest rates
without taxation

Higher returns compared to current accounts

Do not pay any fees

Negotiate your transaction on telephone

Select maturity to suit your needs

How to get this product?

At a branch

Select a branch, leave your contact information – we will call you back.

By phone

Leave it all up to us. Leave your contact information – we will call you back.



  • Invest your disposable funds at very attractive interest rates derived from the current interbank market rates
  • It is a non-transferable promissory note with maturity from 1 day to 12 months, issued in CZK, EUR, and USD
  • Transaction may be negotiated on telephone based on a framework agreement or in person
  • Promissory notes are issued by KB; we will provide free custody of these instruments
  • Promissory notes with maturity of your choice
  • Diversify your investment risks
  • No additional fees associated with the promissory note
  • Uninsured product