Save CZK 3,564 

Account maintenance for
3 years free of charge

Cash withdrawals and deposits at more than 800 ATMs free of charge

Authorised overdraft or credit card with a credit limit of CZK 50,000

50 domestic payments free of charge each month – incl. instant payments

Antivirus software from IBM free of charge


  • First 50 payments free of charge each month

  • Dedicated portal for start-ups with advice, tips, and inspiration, discounts from our partners, and available grants. For more information, visit

  • Cash withdrawals from KB ATMs free of charge


  • Get Fakturoid free of charge and save time with invoicing

Get your business going

  • Credit card / overdraft with a credit limit of up to CZK 50,000 or a credit facility of CZK 100,000 to CZK 1,000,000 during the first year already
  • Website design or optimisation with a 50% discount – only pay CZK 5,990 
  • A “buy” button instead of an online store at CZK 990 a year
  • Payment terminal or gateway for up to a year free of charge
  • Online invoicing and accounting solutions at a special price

How to get this product?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.


Selected price list items

Monthly fee for Starting Entrepreneurs
CZK 0 / 99
MojeKarta service
CZK 45 yearly
Domestic electronic outgoing / incoming payment (over package)
Electronic outgoing / incoming SEPA payment
Cash withdrawal from the shared ATM’s network
free of charge
Cash withdrawal from ATM of other domestic banks and banks in Europe
CZK 39
Cash deposit in CZK with sealed envelope / night safe (max 100 coins)

This account is intended for

This account is intended for

  • Account for business start-ups is tailored to the needs of new business formed no more than 2 years ago.
  • Irrespectively of the field or legal form of your business – whether you are self-employed or have a company (e.g. a limited-liability company, etc.).

Why have a business account

Why have a business account

Even though business accounts are not mandatory for self-employed individuals, they are useful to separate private and business finances. Moreover, a business account will allow you to keep track of your start-up. And you, your accountant or tax administration during audits will only see business-related financials, and not about your private purchases.

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Get Started portal


Great for business

  • Get an overdraft or credit card for businesses with a credit limit of up to CZK 50,000 right away or get a business loan of CZK 100,000 to CZK 1,000,000 during the first year already, without the need to present financial statements
  • Digitální dílna – custom website design or optimisation for an unbeatable price of CZK 5,990 (save 50%)
  • Paymium “buy” button instead of an online store at CZK 990 a year
  • Save up to CZK 1,450 pear year with an online accounting solution available anywhere
  • Firma pro vás – form a company free of charge – only pay associated statutory fees
  • Payment card insurance for all your business cards for CZK 39 a month
  • Keep track of your invoices directly in your online banking – basic version free of charge or higher versions for 2 months free of charge for KB clients (with annual subscription)  


  • Enjoy a current account in CZK with a contactless payment card
  • You can get custom design card for free if you open the account in the period from 1 January to 31 December 2022

  • Account maintenance free of charge for 3 years, if you open an account in the period from 1 January to 31 December 2022

  • Package includes electronic bank statement, notifications via SMS, email or fax
  • We will assist you with individual configuration of your services
  • Optional services available
  • Make POS payments with your credit or debit card and get fees back for withdrawals from KB ATMs with your debit card
  • One price for transactions within/outside of KB submitted via direct banking

This account is intended for entrepreneurs and legal entities. Applicants must be over the age of 18 and have a valid company identification number (IČO).

Present the following:

  • 2 identity documents – e.g. your identity card and driving licence
  • Authorisation for business activities (Trade Certificate or Commercial Register extract 

Good to have

Mobilní banka
Banking at hand, always.
  • Available for Android, iOS and Windows
  • Immediate information about your account transactions and balance