Financing

Loans for operation, new projects and unexpected expenses.
Business operating loans
Business loans for operating needs.
  • Získejte finanční rezervu pro řešení nečekaných výdajů
  • Financujte provoz a investice operativně s jedinou smlouvou
Financing of Farm Land
Convenient financing of farm land under special terms.
  • Receive up to 100% of the land purchase price
  • We also lend money back
Profi Loan
Up to CZK 5,000,000 for anything you need for your business.
  • Significantly simplified approval process
  • You can pay for up to 7 years
Profi Loan FIX
Simplified business loan with a fixed interest rate.
  • For investments, operation and warehouse
  • We can borrow up to CZK 5,000,000
Profi Auto
Loan for the purchase of a passenger or small commercial vehicle.
  • Debt management and administration free of charge
  • Discounted compulsory insurance and emergency insurance
Profi Mortgage Loan
Real estate loan for entrepreneurs and small businesses.
  • Maximum loan amount is CZK 5,000,000
  • Loan term of up to 10 years
Loans for Housing Cooperatives and Associations of Unit Owners
Modernise your residential building with a loan of up to CZK 300,000 per unit.
  • Favorable interest rate and low repayments
  • Part of an account with a permitted debit of up to CZK 500,000
Financing of Farm Land
Convenient financing of farm land under special terms.
  • Receive up to 100% of the land purchase price
  • We also lend money back
Profi Loan for Beginning Farmers
For farmers, who wish to start up their business.
  • You can borrow up to CZK 1,000,000
  • Without proof of business history and financial statements
Bank guarantee
Payment and non-payment guarantees as an instrument mitigating commercial risks for a wide range of creditors.
  • Guaranteed payment if a secured obligation is not met 

  • Customize the guarantee in line with your individual needs

Documentary Letter of Credit
Bank’s commitment to only pay the purchase price to the seller after specific contractual conditions are met.
  • Buyer knows that goods are dispatched prior to payment

  • Seller receives payment upon fulfilment of defined conditions

Documentary Collection
A documentary payment instrument that ensures security of business transactions for both parties.
  • Lower fees compared to Documentary Letter of Credit

  • Buyer may keep its financial funds longer