Financing

Loans for operation, new projects and unexpected expenses.

Business operating loans

Business loans for operating needs.
  • Získejte finanční rezervu pro řešení nečekaných výdajů
  • Financujte provoz a investice operativně s jedinou smlouvou

Financing of Farm Land

Convenient financing of farm land under special terms.
  • Receive up to 100% of the land purchase price
  • We also lend money back

Profi Loan

Up to CZK 5,000,000 for anything you need for your business.
  • Significantly simplified approval process
  • You can pay for up to 7 years

Profi Loan FIX

Simplified business loan with a fixed interest rate.
  • For investments, operation and warehouse
  • We can borrow up to CZK 5,000,000

Profi Auto

Loan for the purchase of a passenger or small commercial vehicle.
  • Debt management and administration free of charge
  • Discounted compulsory insurance and emergency insurance

Profi Mortgage Loan

Real estate loan for entrepreneurs and small businesses.
  • Maximum loan amount is CZK 5,000,000
  • Loan term of up to 10 years

Loans for Housing Cooperatives and Associations of Unit Owners

Modernise your residential building with a loan of up to CZK 300,000 per unit.
  • Favorable interest rate and low repayments
  • Part of an account with a permitted debit of up to CZK 500,000

Financing of Farm Land

Convenient financing of farm land under special terms.
  • Receive up to 100% of the land purchase price
  • We also lend money back

Profi Loan for Beginning Farmers

For farmers, who wish to start up their business.
  • You can borrow up to CZK 1,000,000
  • Without proof of business history and financial statements

Bank guarantee

Payment and non-payment guarantees as an instrument mitigating commercial risks for a wide range of creditors.
  • Guaranteed payment if a secured obligation is not met 

  • Customize the guarantee in line with your individual needs

Documentary Letter of Credit

Bank’s commitment to only pay the purchase price to the seller after specific contractual conditions are met.
  • Buyer knows that goods are dispatched prior to payment

  • Seller receives payment upon fulfilment of defined conditions

Documentary Collection

A documentary payment instrument that ensures security of business transactions for both parties.
  • Lower fees compared to Documentary Letter of Credit

  • Buyer may keep its financial funds longer