Are you having trouble making payments on your existing loan? Has your business been affected by the current adverse economic situation and lower loan payments would help you overcome this rough spell?

We are prepared to assist you, on a case by case basis, if you need further concessions regarding the repayment of your liabilities following the state-mandated deferment period that ends as of 31 October 2020.

In addition to individual assessments, certain small and medium-sized enterprises may benefit from a semi-automated payment reduction process that offers two basic payment reduction options for 6 months.

Our relationship managers are prepared to assist you and help you with your payment reduction applications.


It is important to know that such loan payment adjustments represent loan restructuring and, unlike the statutory loan deferment, we are required - for regulatory reasons - to identify such loans as potentially non-performing and report them to credit registers. Consequently, information in credit registers may adversely affect your ability to get new financing, either from KB or other financial institutions.

Our advice: You should carefully consider whether you can actually repay your loan. If so, it is more beneficial for you not to apply for the reduction or deferment of your loan payments.

Contact your dedicated relationship manager as soon as possible – you will find a solution suitable to your situation together, such as reduction of loan payments for up to 6 months.

Contact your dedicated relationship manager as soon as possible – for your relationship manager’s contact information, see your Internet banking. Please note that in order to have enough time to arrange and set everything up, your application must be delivered no later than 10 days prior to your upcoming loan payment you wish to reduce. If we receive your application after the aforementioned deadline, your loan payments can only be reduced starting from the next payment.