MůjÚčet Gold Account

A gold payment card, free ATM withdrawals worldwide and premium travel insurance

When you are
often on the road

AT
CZK 169 per month

Free withdrawals around the world

Extensive travel insurance for your whole family

Luggage and flight-delay insurance coverage

Nonstop roadside assistance in Europe

WOULD YOU LIKE TO SWITCH TO KB?

  • Change your bank easily at any branch and even online

  • No need to notify your old bank – we will handle that for you

  • Everything will take place quickly and free of charge

  • We will transfer your money, and set up standing orders and direct debits

Selected pricelist items

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Monthly fee
CZK 169
Payment card
Gold card
Internet and mobile banking
Free of charge
Cash withdrawal from KB ATM
Free of charge
Cash withdrawal from ATM of other domestic banks
Free of charge
Cash withdrawal from ATM abroad
Free of charge
Incoming payments in CZK
Free of charge
Outgoing domestic electronic payments in CZK
Free of charge
Outgoing transaction from a standing order
Free of charge
Outgoing collection
Free of charge

How to get this product?

Online

Complete an application and a courier will deliver the given contract to your home.

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.

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USEFUL INFORMATION

  • Current account in CZK with electronic account statements free of charge
  • Gold payment card with 3D Secure for secure online payments
  • Your card includes travel insurance with worldwide coverage for your whole family
  • Free ATM withdrawals anywhere in the world
  • Nonstop roadside assistance services in Europe
  • Insurance covering luggage, flight delay, third-party liability, and legal assistance
  • All incoming payments free of charge
  • Standing orders and direct debits set up free of charge for 3 months from account opening
  • MojeBanka internet banking with optional Trusteer Raport for more secure access to your banking
  • Mobile application for Windows Phone, iOS, and Android
  • Expresní linka phone banking
  • Many optional services available, such as authorised overdraft of up to CZK 60,000

Quality guarantee: In case you are not fully satisfied with your account during the first six months, we will refund the account maintenance fees.

You can handle all formalities at one of our branches or with a courier when opening your account online. 

Present the following:

  • Identity card
  • Another ID document (passport or driving licence)

Foreign nationals should present a passport.

Just a few signatures and you can immediately start using your account. You will receive your account number as well as online banking access together with your contract.

Good to have

MojeBanka

Internet banking to manage your account.
  • Accounts, cards, loans, insurance, and investments – all in one place
  • Payments secured by SMS codes and electronic signatures

Mobilní banka

Banking at hand, always.
  • Available for Android, iOS and Windows
  • Immediate information about your account transactions and balance

Gold Card

Prestigious payment card with travel insurance and free ATM withdrawals worldwide
  • Premium travel insurance for your whole family
  • Luggage and flight-delay insurance

Authorised Overdraft

Get a financial reserve of up to CZK 60,000 that can be used anytime you need.
  • No fees or interest when the authorised overdraft is not used
  • Authorised Overdraft of up to CZK 20,000 for students

Merlin Payment Card Insurance

Payment card insurance against unauthorized use in case of loss or theft
  • Merlin also covers keys, mobile phones, and wallets plus contents
  • Merlin offers worldwide insurance coverage

A Card

Credit card for bargain shopping with a savings bonus, and a telephone assistant.
  • Discounts of up to 50% for goods, travel, and wellness
  • Up to CZK 250,000 for your purchases