Payment Card Insurance for Children - Merlin Junior

Payment card insurance against unauthorised use in case of loss or theft

Don’t let thieves live
at your expense

FOR
CZK 39 a month

With complimentary third-party liability insurance

Coverage for your keys, mobile phone or wallets

It applies to payment cards of other banks as well

Benefit from worldwide insurance coverage

MERLIN JUNIOR COVERS THE FOLLOWING

  • Unauthorised payments and ATM withdrawals

  • Cost of a new mobile phone, wallet, keys, and replacement documents

  • Delivery of a PIN for your card

  • Replacement card after blocking and new payment card issued

  • Emergency cash advance

  • Unauthorised mobile phone use (calls and messages from a stolen phone)

Selected price list items

Fee for insurance
CZK 39 monthly

HOW TO GET THIS PRODUCT?

At a branch

Select a branch, leave your contact information – we will call you back.

By phone

Leave it all up to us. Leave your contact information – we will call you back.

MojeBanka

Get the service online – directly in the MojeBanka application.

MojeBanka
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USEFUL INFORMATION

Limits of insurance coverage

Risks

Annual max. 

indemnity limit (CZK)
Annual aggregate
max. limit (CZK)
Third-party liability 1 000 000  

Card abuse and ATM withdrawal, incl. theft, robbery or loss of cash within 48 hours after withdrawal from ATM or a branch

30 000  
Card abuse and ATM withdrawal with PIN, incl. theft, robbery or loss of cash within 48 hours after withdrawal from ATM or a branch 30 000  
Delivery of lost PIN in the Czech republic 1 000  
Delivery of lost PIN to another country 12 000  
Personal belongings, keys, documents, and cash    
Stolen cash 1 000 15 000
Stolen or lost keys 1 000 15 000
Stolen or lost documents (passport, cafeteria chip or card, student’s card (ISIC), public transport card) 1 000 15 000
Stolen mobile phone, incl. its unauthorised use 3000 15 000
Stolen tablet, e-reader, notebook 9 000 15 000
Stolen schoolbag or backpack 3 000 15 000
Other personal belongings of the insured (sport equipment, musical instruments, etc.) 3 000 15 000

 

Good to have

MůjÚčet Junior Account
Account for children under 15 years old.
  • Account management, withdrawals from our ATMs and payments free of charge
  • Own design on the card

 

The Junior Savings Account
More attractive savings for your children
  • Higher interest rate for deposits of up to CZK 50,000
  • Account maintenance and incoming payments free of charge