One account for your
everyday life

CZK 39 per month

Authorised overdraft of up to CZK 60,000

Free withdrawals from our ATMs

Two withdrawals from other banks’ ATMs in the Czech Republic free of charge

All electronical transactions are free of charge


  • No need to notify your old bank, we will handle that for you

  • Change your bank easily at any branch and even online

  • We will transfer your money, and set up standing orders and direct debits

  • Everything will take place quickly and free of charge

Selected price list items

Monthly fee
CZK 39
Payment card
Plus card
Internet and mobile banking
Cash withdrawal from KB ATM
Free of charge
Cash withdrawal from ATM of other domestic banks and banks in Europe
2 withdrawals monthly free of charge, next CZK 39
Cash withdrawal from ATM outside of Europe
CZK 99
Incoming payments in CZK
Free of charge
SEPA payments
Free of charge
Outgoing and incoming electronic transaction including outgoing transaction from a standing order and outgoing collection
Free of charge
Outgoing collection
Free of charge

How to get this product?

At a branch

Select a branch, leave your contact information – we will call you back.

By phone

Leave it all up to us. Leave your contact information – we will call you back.



  • Current account in CZK with electronic account statements free of charge
  • Contactless payment card with 3D Secure for secure online payments
  • All withdrawals from KB ATMs free of charge
  • Two withdrawals from other banks’ ATMs in the Czech Republic free of charge
  • All incoming payments free of charge
  • All domestic payments in CZK submitted electronically free of charge
  • Standing orders and direct debits set up free of charge for 3 months from account opening
  • MojeBanka internet banking with optional Trusteer Raport for more secure access to your banking
  • Mobile application for iOS and Android
  • Expresní linka phone banking
  • Optional personalised card design
  • Many optional services available, such as authorised overdraft of up to CZK 60,000

Quality guarantee: In case you are not fully satisfied with your new account during the first six months, we will refund the account maintenance fees.

You can handle all formalities at one of our branches or with a courier when opening your account online. 

Present the following:

  • Identity card
  • Another ID document (passport or driving licence)

Foreign nationals should present their passport.

Just a few signatures and you can start to use your account immediately. You will receive your account number and online banking access details together with your contract.

Good to have

Internet banking to manage your account.
  • Accounts, cards, loans, insurance, and investments – all in one place
  • Payments secured by SMS codes and electronic signatures
Mobilní banka
Banking at hand, always.
  • Available for Android, iOS and Windows
  • Immediate information about your account transactions and balance
Authorised Overdraft
Get a financial reserve of up to CZK 60,000 that can be used anytime you need.
  • No fees or interest when the authorised overdraft is not used
  • Authorised Overdraft of up to CZK 20,000 for students
Merlin Payment Card Insurance
Payment card insurance against unauthorized use in case of loss or theft
  • Merlin also covers keys, mobile phones, and wallets plus contents
  • Merlin offers worldwide insurance coverage
A Card
Credit card for bargain shopping with a savings bonus, and a telephone assistant.
  • Discounts of up to 50% for goods, travel, and wellness
  • Up to CZK 250,000 for your purchases