Special Offer! Get a refund on the payment protection insurance premiums you pay in connection with your loan during the 1st year. 

Interest rate starting at 6.9% p.a.

Get a loan online in a few minutes with funds available in the account right away

Up to CZK 2,500,000 for anything

Select your own payment amount and date

Repay your loan early at any time - free of charge

Why you should get Personal Loan

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HOW TO GET THIS PRODUCT

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.

MojeBanka

Get the service online – directly in the MojeBanka application.

MOJEBANKA
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Interest rates of our clients

More than half of our clients get an interest rate ranging up to 6.9% p.a. (for loans of up to CZK 150,000). The data apply to contracts concluded from 1 January to 31 March 2022.

Several different factors determine your final interest rate – e.g. the loan amount you request, your income, and whether or not you have other financial liabilities.

Selected price list items

Evaluation of a loan application
CZK 490
Credit administration (for contracts concluded as of 1. 1. 2013)
free of charge
Credit account statement electronically
free of charge
Premature repayment
free of charge

Representative example with special offer:

Loan amount CZK 150,000, maturity 8 years, fixed interest rate 7.90% p.a, APR 8.19%, total amount due CZK 202,861,73. 1st interest installment CZK 625,42, 2.–95. annuity installment CZK 2,129, 96th annuity installment CZK 2,110.31. One time fee for evaluating a loan application CZK 0. Monthly fees for: loan management CZK 0, current account maintenance of MůjÚčet 0 CZK, electronic statements 0 CZK.

If you get Payment protection insurance, the monthly fee is 0.1% of the initial loan amount. If you take out this insurance during the duration of the aforementioned special offer, we will refund you the first twelve properly paid fees. According to the above example of a loan of 150,000 CZK with a maturity of 8 years, the monthly fee for Payment protection insurance is 150 CZK and we will refund you a total of 1,800 CZK. Detailed conditions for refunding the fees are available on the KB website. The example is calculated for the date of drawing on the October 1, 2022 and the repayment period of the loan always on the 20th day of the month. Special offer is valid for applications submitted from untill 31.12.2022.

Good to have

Term life insurance for mortgage loans
Insurance coverage for you and your whole family in case you are unable to make loan payments.
  • If you take out insurance to mortgage, you get 0,1 % p.a. lower interest rate
  • Also for all existing mortgages and loans
Optimal loan
Consolidate your loans, overdrafts, and credit cards up to CZK 2,500,000
  • We will consolidate your loans of up to CZK 2,500,000
  • Receive additional funds for anything
MůjÚčet Plus
Account
Account for everyone with authorized overdraft up to CZK 60,000.
  • Cash withdrawals from KB ATM free of charge
  • 2 Cash withdrawal from ATM of other domestic banks monthly free of charge