Building Savings

Safe savings with a bonus of up to CZK 2,000 per year and possibility to benefit from a housing loan under special terms.

Special bonuses
for children and seniors

ZERO
Processing fees

Get up to
CZK 700,000
immediately and without security

We will refund investments for the past 12 months

Deposits insured by law (up to EUR 100,000)

State contribution of up to CZK 2,000

WHY SHOULD YOU USE BUILDING SAVINGS?

It is a savings product with state contribution. Moreover, once your savings exceed certain amount, you can draw on a building savings loan under special terms.

HOW TO GET THIS PRODUCT?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.

MojeBanka

Get the service online – directly in the MojeBanka application.

MojeBanka
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USEFUL INFORMATION

A savings product with state contribution of up to CZK 2,000 per year

Benefit from a loan under special terms – for anything relating to housing:

  • Construction
  • Change of construction to housing
  • Payment of contribution or share to a legal entity
  • Settlement of spouses or heirs
  • Repayment of loans and borrowings with another bank
  • Remodelling, reconstruction, and maintenance of apartments or residential building
  • Conversion of non-residential premises to an apartment, including equipment

Following the binding period, your savings may be used for anything.

  • Before you become eligible for a building savings loan, you can apply for a bridging loan of up to CZK 700,000 without any security
  • Children’s savings programs of up to CZK 150,000 with discounted fees (Mopy Junior) or free of charge (Mopísek) – with savings available for anything, not only housing
  • No processing fees for clients over the age of 55 years
  • Loan may be used to refund investments made in the past 12 months
  • Select the target amount of your choice
  • Save regularly; after a certain period of time, the rest of your target amount may be used in the form of a loan
  • In case you are looking for an apartment, house or land, the processing of your loan will be our priority