Building Savings

A savings product with state contribution of up to CZK 2,000 per year

Benefit from a loan under special terms – for anything relating to housing:

• Construction
• Change of construction to housing
• Payment of contribution or share to a legal entity
• Settlement of spouses or heirs
• Repayment of loans and borrowings with another bank
• Remodelling, reconstruction, and maintenance of apartments or residential building
• Conversion of non-residential premises to an apartment, including equipment

Following the binding period, your savings may be used for anything.

• Before you become eligible for a building savings loan, you can apply for a bridging loan of up to CZK 700,000 without any security
• Children’s savings programs of up to CZK 150,000 with discounted fees (Mopy Junior) or free of charge (Mopísek) – with savings available for anything, not only housing
• No processing fees for clients over the age of 55 years
• Loan may be used to refund investments made in the past 12 months

• Select the target amount of your choice
• Save regularly; after a certain period of time, the rest of your target amount may be used in the form of a loan
• In case you are looking for an apartment, house or land, the processing of your loan will be our priority