Extensive insurance coverage for less than CZK 1 per day.
Worldwide coverage – travel anywhere without any worries.
It is provided by Komerční pojišťovna – insurance specialist.
About Merlin Payment Card Insurance
- Merlin provides extensive insurance coverage for all payment (debit and credit) cards issued in your name – both by Komerční banka and other banks in the Czech Republic
- Merlin protects your cards from effects of unauthorized use in case of their loss or theft, anywhere in the world
- Coverage for your personal belongings stolen with your card or for unauthorized card transactions with the use of PIN
You might also like to know
- Merlin Payment Card Insurance also covers the following:
- Unauthorized card transactions with the use of PIN (e.g. unauthorized ATM withdrawal)
- Wallet and any money in it, if you have an ATM withdrawal slip
- Keys (expenses associated with new keys)
- Documents (expenses associated with the issue of new documents)
- Mobile phone (device and unauthorized phone charges)
Selected bank fees – e.g. you will not pay for
- Replacement card issuing
- Delivery of replacement card and PIN code abroad by a courier
- Transfer of emergency cash to abroad
- PIN redelivery
Important information for you
- Study the indemnification limits
|Limits of indemnity|
|Unauthorised card payments||CZK 30 000|
|Unauthorised withdrawal from KB ATM using KB
Unauthorised withdrawal from ATMs of other banks using card from other banks
|CZK 10 000|
|Costs of obtaining personal items (mobile, documents, mp3, wallet, keys etc.)||CZK 15 000|
|Costs of re-sending PIN to card||CZK 1 000|
|Costs of courier services for dispatch of replacement card with PIN abroad||CZK 12 000|
|Costs of issuance of replacement card after stop-listing and of issuing a duplicate card||CZK 1 000|
|Costs of issuing replacement cash (emergency cash advance)||CZK 15 000|
|Misuse of mobile telephone (calls, SMS from stolen phone)||CZK 5 000|
The product is intended for owners of a KB personal account and people with a right of disposal to such account.
It covers payment cards issued by Komerční banka as well as other banks based in the Czech Republic.