• Profi Merlin Payment Card Insurance

    Insurance of business payment cards and personal belongings against theft and other unpleasant events.

Wide coverage

Cover unauthorized use of cards issued by KB and other banks.


Protect your cards and cash revenue being delivered to a branch.


Insure your personal belongs against theft and misuse.


Travel without worrying about your belongings and cards.

Why KB?


Compared to the provided coverage, you pay a very low price.

Save time

Purchase your insurance conveniently in MojeBanka internet banking.

Peace of mind

Protection against unauthorized card use or stolen cash/belongings.

How to get this product?

Select a branch, leave your contact information – we will call you back.

At a branch

Get the service online – directly in the MojeBanka application.


Leave it all up to us. Leave your contact information – we will call you back.

Call Me Back

About Profi Merlin Card Insurance

  • Insurance of risks associated with unauthorized use of cards issued in the insured person’s name by Komerční banka and other financial institutions
  • Covers selected bank fees that are refunded to client’s account without the need to file insurance claims
  • Protects your personal belongings against theft, burglary or unauthorized use (e.g. keys, documents, mobile telephone, laptop, etc.)
  • Covers risk of stolen revenue being delivered to a KB branch
  • Get financial security in case your payment card is lost or stolen
  • Even more security for cash deposits and withdrawals
  • Insurance coverage also applies to transactions involving a PIN code
  • Very low price of insurance – compared to the extent of the coverage
  • Insurance with worldwide coverage

You might also like to know

  • Insurance also covers card cancellation and issuing costs of a new card
  • Protection also covers stolen cash within 48 hours from ATM/bank counter withdrawal 
  • Unlimited number of Profi Merlin programmes may be purchased for one business account

Important information for you

  • Insurance coverage and indemnification limits
    • Insurance covers financial losses incurred as a result of the events specified below
    • The following limits always apply to one cardholder / calendar year
      • Up to CZK 60,000 in case of unauthorized card payments
      • Up to CZK 15,000 in case of unauthorized ATM withdrawal
      • Up to CZK 30,000 for stolen cash being delivered to a KB branch – for deposit (revenue)
      • Up to CZK 15,000 for costs of purchasing personal belongings, documents, keys, and cash – up to CZK 3,000 per single item or CZK 5,000 for a mobile phone
      • Up to CZK 15,000 with regard to costs associated with emergency cash advance
      • Up to CZK 1,000 for costs incurred in connection with card PIN redelivery 
      • Up to CZK 1,000 for costs incurred in connection with issuing a KB card after cancellation and replacement KB card issuing
      • Up to CZK 12,000 for costs incurred in connection with courier services for delivery of a card / PIN
      • Up to CZK 5,000 for telephone charges (calls, text messages) for a stolen mobile phone
      • Up to CZK 4,000 for costs associated with card cancellation and with issuing a new card

Intended for

Profi Merlin Card Insurance is intended for entrepreneurs and corporate clients.

Provided by

Profi Merlin Card Insurance is provided by Komerční pojišťovna, a.s.

Profi Payment Protection Insurance

Accident insurance that covers your regular business-related expenses.



Detailed KB pricelist and interest rates.